How The Coming El Nino Could Impact Your Home.

By
Home Builder with CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS 521400, 1501015, 01795582

 

How The Coming El Nino

Could Impact Your Home. 

 

Part 3

 

As I sit at my desk this morning looking out of my window at the rain finally coming down for the first time in a very long time in our drought ridden State and watching the water accumulating and ponding thoughout our property I'm drawn to question whether this series of posts is resonating with the audience who happens upon it.

 

I surely hope so. But if not that's why companies like ours will continue to flourish when the damages on homes and structures start to mount and the insurance companies start calling us in to mitigate against further damage or, as the case usually is, to give them damage repair estimates which often are not covered by insurance.

 

In order to make it easier for Real Estate Professionals, Lenders, Home Inspectors, contractors but most importantly Homeowners, Buyers and Sellers to understand the importance of how to mitigate and prevent drainage situations from ever occurring we would like to contribute the following information.

 

MOISTURE PENETRATION INTO THE HOME FROM THE CRAWL SPACE

The graphic above illustrates what is called the:

  • "Flow path" of water intrusion from the various 
  • "Flood Plains" aka "Standing Water" or "Ponding" 
  • that collects "Runoff" from around 
  • the "Perimeter" of the home 
  • or from "Water Intrusion" from 
  •  "rain gutters"
  • or from the "Roof"
  • and the "percolation" aka "seepage" that surfaces from beneath the home 
  • caused by "hydro static pressure" which is water that is forced up from the Earth once it becomes saturated and can no longer absorb additional water
  • and into a "flood plain" aka "standing water" or "ponding".

 

MOISTURE WORKS WAY UP FROM FLOOR THOROUGH INTERIOR

The blue upward pointing arrows in the graphic above show the continued flow path of moisture that wicks, weeps and seeps its way up through the ground through various structural building components i.e 

  • skirting, 
  • rim joists, 
  • flooring, 
  • wall studs 
  • and finally into the interior cavity of the home where it can create a very unhealthy and unpleasant environment for its inhabitants.

This situation if neglected can result in a build up of chronic and inherent moisture which not only produces a very unhealthy environment leading to potentially serious structural issues for the home but can result in major health and safety issues as well due to air born spores from serious and pervasive mold and mildew build up. 

 

 

 DRAINAGE ISSUES IMPACT THE ENTIRE STRUCTURE

The graphic above illustrates a much clearer picture of the various structural components that are often impacted by moisture related issues. These problems, and MAKE NO MISTAKE they are PROBLEMS, begin with a chronic and pervasive INHERENT DRAINAGE ISSUE or even a SLOW PLUMBING OR SEWAGE LEAK that has gone unattended or unnoticed for an extended period of time.

 

NOTE: Most insurance companies will not cover a mold, drainage or plumbing issue if they deem it a long term  chronic or homeowner neglect issue.

 

Having worked with insurance companies for over 30 years I can tell you first hand that you had better be able to convince an insurance adjuster that the problem was acute. These are usually defined as problems caused by 

  • a broken pipe 
  • sewer line 
  • or O ring below the commode. 

Other than what can be substantiated to be an "ACUTE BREAK" it will be very difficult for any insurance company to recognize a drainage or long term leak as a "POLICY COMPLIANT" claim. 

Evidence such as 

  • mold 
  • mildew 
  • deteriorating and/or decomposing structural materials i.e. 
  1. flooring
  2. siding
  3. paneling
  4. drywall
  5. rim joist
  6. sill plates
  7. wall studs
  8. insulation,
  9. carpeting, etc

are pretty convincing tell tales that the damages were long term.

 

We as Real Estate Professionals and Industry Stakeholders and Homeowners be you buyers or sellers owe it to your clientele and one another to take the time to thoroughly study the lot/parcel/property your home or structure is built on and to identify potential drainage issues. 

 

In Part 4 which will be the conclusion of this series we will share the complete flow path of a properly installed drainage system starting from the top of your home down to the surface and French drain system exiting to the the street gutter and finally to the main storm drain system that will hopefully direct the excess runoff away from your property. 

 

All this said please remember that there is nothing in this World made by man including Man him/herself that doesn't have to be MAINTAINED.

 

 

Posted by

Why To Choose Us?

John DL Arenden, Broker 

TAG Real Estate Sales & Investments

TAG (The Arendsen Group) Real Estate Sales & Investments is a full service, one-stop, turnkey, family owned and operated real estate brokerage, General Contractor, Manufactured Home Contractor, Developer, Investor, Property Manager, Interior Design, Engineering, architectural, Landscape design, Expert Witness, Consulting, Curative Title and Troubleshooting company with over 100 years of combined experience in the San Diego real estate sales, construction, design & development arena.

 

 

 

 

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Location:
California San Diego County Olivenhain
Groups:
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Tags:
drainage
el nino
french drain
surface drains
drainage issues
drainage damage
el nino flooding
el nino damage
el nino threats
el nino preparation
how the coming el nino could impact your home
el nino el nino flooding

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Rainmaker
528,150
Gary Coles (International Referrals)
Venture Realty International - Las Vegas, NV
Latin America Real Estate

John,  Your post waas fascinating to me.  Maybe because I have both built and renovated hmes in the past.

Sep 15, 2015 05:10 AM #1
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John DL Arendsen
CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS - Leucadia, CA
Crest Backyard Homes "ADU" dealer & Contractor

Gary Coles Big thanks albeit I think you're relatively safe from drainage issues what with all the sand you have in LV to absorb it albeit you are known for flash flooding.

Sep 15, 2015 05:15 AM #2
Rainmaker
697,862
Chris and Dick Dovorany
Homes for Sale in Naples, Bonita Springs and Estero, Florida - Naples, FL
Broker/Associate at Premiere Plus Realty

That certainly is alot to consider when looking for a home in an area that will be affected by El Nino

Sep 15, 2015 06:09 AM #3
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John DL Arendsen
CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS - Leucadia, CA
Crest Backyard Homes "ADU" dealer & Contractor

Chris and Dick Dovorany Only if the proper precautions are not implemented. 

Sep 15, 2015 06:37 AM #4
Rainmaker
2,180,292
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

I've lived in my home for 33 years now.  I have seen other El Nino years, and weathered them pretty well.  However, I keep having the feeling this coming year is going to be off the charts as far as severity.  I began thinking that around April or May.  I dug out and created a dry creek bed at the back of my house, that diverts water from the downspout out to the middle of my yard.  I hope it works!

Sep 15, 2015 06:51 AM #5
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John DL Arendsen
CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS - Leucadia, CA
Crest Backyard Homes "ADU" dealer & Contractor

Myrl Jeffcoat It sounds as though you've got a pretty good handle on it. But if you have any doubts or concerns please feel free to send me a couple of terrain pix and I'll be happy to eyeball them and give you some lip service if nothing else. We to have been living in our home for 35 years.

Fortunately it's on a flat hilltop and we've been able to successfully  fall everything away from our property towards the streets that lead into a storm drain.

That stated you do have to maintain any drain periodically to make sure it's not clogged of full of roots or sludge. A few years ago we had to remove and replace some of our French drain system that had become clogged solid with palm tree roots. What a mess that was and expensive as well even though we did our own work. Good luck.

Sep 15, 2015 07:15 AM #6
Rainmaker
1,161,012
Mary Yonkers
Alan Kells School of Real Estate/Howard Hanna Real Estate - Erie, PA
Erie/PA Real Estate Instructor

Yikes, John DL Arendsen your series of El Nino posts makes me glad I live where I do.  We may have snow to deal with for several months but snow does not damage my home.

Sep 15, 2015 07:25 AM #7
Rainmaker
2,180,292
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

One thing that has made me feel a little more secure is the fact that in my subdivision, and especially on my street, my lot enjoys the highest topography.  All water flows slightly downhill from me.  I put on a new roof a couple of years ago, and caulked and painted then too! 

One of the things that I have been thinking about today is getting my more valuable things, like documents and photos, more organized and in a place where they can be quickly gathered and evacuated should I need to move quickly in an emergency! 

Sep 15, 2015 07:49 AM #8
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John DL Arendsen
CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS - Leucadia, CA
Crest Backyard Homes "ADU" dealer & Contractor

Mary Yonkers Yes indeed you do have a lot to be thankful for if you're not susceptable to drainage issues.

Myrl Jeffcoat The more you can do to protect your valuables and/or important documents the better. But the most important thing is you and your loved ones. From the sounds of things you're in a pretty good place and Sacramento thank goodness at last check is not in a significantly high earthquake zone 4.

Sep 15, 2015 08:02 AM #9
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