4 Best Ways to Avoid Home-Buying Closing Delays
Finding the perfect home is a dream for buyers who are looking for real estate listings in Grasslands Lakeland FL. It gets even better when you have all the documentations in order and are ready to move in. However, stress can set in if there are problems along the way that delay the process. As a buyer, there are several things that you can do to avoid putting off the closing date. Read on for some tips on how to avoid closing day nightmares.
1. Make sure you have enough money in your bank account
If you do not want to experience closing delays, make sure that the money in your bank account is enough to cover your closing costs. Do not forget to budget in some extra too. Experts recommend saving 3 percent of your final home price for closing costs. Although your lenders can give you a rough idea of your closing costs, this can even on the day of the closing so you need to be prepared.
2. Check with your lender on a regular basis
As a buyer of Grasslands luxury home for sale in Lakeland Florida, it is important to keep your lenders in the loop. Keep in mind that there are many paperworks involve in the mortgage process. Closing delays can happen if your lender cannot get a hold of you or cannot reach you for information. Be quick to respond if asked for any follow-up documentation.
3. Check for incorrect information on your mortgage documents
Another common reason for closing delays is incorrect, misspelled, or missing information on your documents. This can pose a huge problem so be sure to go over all documents and information prior to closing. If you notice any errors, have it corrected at once. Double check your loan amounts, down payment amounts, interest rates, social security numbers, and name spelling.
4. Bring a valid government-issued ID to closing
Although this may sound very simple, forgetting to bring a valid ID to closing can delay the process. If you want to settle in your new home in Grasslands communities in Lakeland FL on time, bring your current driver’s license or passport. Without these valid ID’s, the title company will not notarize your signature on the closing documents.
Follow these suggestions to steer clear of any potential delays. Soon enough, you will be holding the keys to your new home. Visit http://www.LakelandFloridaLiving.com today to check out the latest homes for sale in Grasslands Lakeland FL
Call me, Petra Norris, at (863) 619-6918 or send me an email at petra@petranorris.com if you’re looking for a Lakeland Florida real estate agent with unquestionable expertise and professionalism in providing only quality service that you need in selling or buying Sandpiper Golf homes for sale or Lakeland 55+ Communities real estate.
Petra Norris, REALTOR®…
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