How often have you heard that someone has the best rates, when actually everyone has access to all the same rates? All lenders set their own standards, and the difference between them all is very little. The person setting the actual rate is your broker or banker. My personal advise on this topic, is to be sure your are referred to an actual professional, and someone that is well respected by others in the community. Referrals are a very strong tool.
The sad part about rate shopping, is that the customer may call 2 or 3 people , and these calls maybe a day or 2 apart. Rates change daily, sometimes 2 or 3 times and in order to actually be sure you are being quoted the best rate from your banker, I recommend that you shop on the same day. If the person is serious about the rate they are quoting be sure to ask if they could look this rate for you. Also remember to ask if you are paying any points for this rate. Some banker/brokers may quote a very low rate and then charge you points and discount points, which in most cases is not favorable. If you would like more advise on this topic, or speak to one of our professionals, please call us at 502-245-6267. That is 502-24-LOANS. Or you can contact us at our web site at www.Eaglenationwideonline.com
Talk to a real professional, the branch manager at this location actually played in the NFL, and was a member of the Super Bowl World Championship team in Super Bowl 29.
Eagle Nationwide Mortgage Co. A subsidiary of Eagle National Bank, is a national lender and can take care of all your residential mortgage needs. We look forward to speaking with you!
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