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One Way to Sell a Home Using a HECM for Purchase Loan in Fresno, CA (Or Your Hometown)

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Mortgage and Lending with Fresno/Clovis/Visalia/Madera and surrounding communities NMLS ID# 582935

ONE WAY TO SELL A HOME USING A HECM FOR PURCHASE LOAN IN FRESNO, CA (Or Your Hometown)

What do you do when your senior buyers have champagne taste with a beer pocketbook.

     Has this every happened to you?

  • You have a cash buyers with a $300,000 budget.  
  • You have shown them several houses and they don't like any of them.
  • You are running out of options and your buyers are getting stressed.
  • You don't want to lose the sale.  

     What 's the alternative solution?

You show them a $400,000 home.  They will fall in love with it and the first question they will ask you is "Can we get this home for $300,000?  Your answer is "no" but you can purchase the home and still have no monthly payment. You ask them "would you like to learn how"?

So I'm asking you - Would you like to learn how?

With a HECM for purchase loan in Fresno, CA your buyer can purchase the $400,000 home with approximately $200,000 down.  The remaining funds come from the HECM for Purchase loan and your buyer will be able to complete the purchase and have no mortgage payments for as long as they live in the home. 

Just imagine the difference you just made in their lives.  They now have the dream home they want and they also have $100,000 in liquid assets to put back into their savings account. 

An article by the Wall Street Journal entitled "Retirees May Want to Consider HECM for Purchase  stated "It may be years before you will see much appreciation on your new home, so it's recommended to free up at least some cash rather than sinking it all in real estate

That is exactly what you just helped them do.  You helped them achieve their goals and secure their future.

A HECM for purchase loan in Fresno, CA allows senior home buyers over the age of 62 to  purchase a home with approximately fifty percent down.  A HECM for purchase calculator is used in order to determine how much money the buyer will need to bring to closing.

As for the benefit to the Realtor, you just earned a commission on an additional $100,000 and that is a 33% increase.  A HECM for purchase loan in Fresno, CA is a Win-Win for everyone involved.

Develop a relationship today with a Reverse Mortgage Loan Officer in Fresno, CA.  Be sure to work with someone who is knowledgeable, has the best interests of the buyer and has the experience to get your sale to the closing table on time.

 

 

Posted by

Jeri Carmicheal, Reverse Mortgage Consultant, Serving Fresno, Madera, Visalia and surrounding communities.

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DEANNA C. SMITH CERTIFIED MOBILE NOTARY
Certified Mobile Notary Signing Agent - Smith Mountain Lake, VA
Highest Ranked Certified Mobile Notary in Virginia

I have used this same procedure to assist clients buying their dream retirement home here at Smith Mountain Lake.   Few buyers know or understand that this is possible and can allow them to buy more home than they had anticipated

Oct 02, 2015 12:19 AM
Anonymous
Allan Foglio

I think that your article has been something new ideas.I learn more information that your article.You added many types of information that you make.Thanks for sharing this article.

Oct 13, 2016 10:00 PM
#2