Does your Lafayette, Indiana lender answer their phone after 5 PM, or on Weekends?

By
Real Estate Agent with Keller Williams Realty Lafayette/West Lafayette, Indiana
https://activerain.com/droplet/4K2Z

 

Does your Lafayette, Indiana lender answer their phone after 5 PM, or on weekends?

 

In the fast paced world of real estate how many times do real estate agents need a lender to adjust the price down on a pre-qualification letter for their buyer as they are writing an offer at 9 PM at night so their buyer is not put at a disadvantage?

Most of the national banks and many of our Lafayette brick and mortar lenders DO NOT, and the letter may state in indelible ink they are preapporved up to $200,000 even though your buyer is offering $180,000 on a home listed at $184,900.  

Hmmmm, I wonder what that seller is going to think when they see that set in stone, pre-qualification letter for $200,000 from the inflexible and unavailable lenders who do business that way???

 

WANTED:  LAFAYETTE Lender who is available after business hours to answer the phone, emails, and texts to help clients.

 

Carrie Johnston Lafayette Indiana mortgage and lending

Carrie Johnston, Approved Mortgage, is that lender who is available after hours and on weekends to help her clients and real estate agents put that offer together, so that dream home for sale in Lafayette can be purchased!

 

Carrie is very knowledgeable about lending regulations, and being a mortgage broker has lots of options to match client needs with available loan products.

 

We trusted Carrie Johnston enough to handle the lending for our two daughters who recently bought homes in West Lafayette and Lafayette.

 

If you are looking for a lender in Lafayette who communicates with clients  and is relentless in moving forward with the loan process to meet your closing deadline please call Carrie Johnston at 765-543-1823.

 

Carrie is new to Active Rain and I'm sure she would appreciate you visiting her FIRST AR BLOG POST.

 

Heads up Carrie Johnston once my vast army of AR followers (all two of them) read this, be prepared to meet more AR members.

 

Disclosure:   The author of this post has received no economic remuneration for endorsing Carrie Johnston, other than the peace of mind that clients referred to her will receive the utmost quality service.

However, I do hope to receive zillions of AR invite points as Carrie is my first AR invitee!!!   

 

Posted by

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Looking for a home in Lafayette, West Lafayette, Tippecanoe County or the surrounding area?

I would love the opportunity to help you realize your dream of home ownership, or finding that investment property that is right for you.  I am committed to quality service and will work hard representing your interests.

 

 

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Topic:
Mortgage / Finance
Location:
Indiana Tippecanoe County Lafayette
Groups:
Active Rain Newbies
Keller Williams 'Rainers
Midwest Rainers
Bananatude
Tags:
mortgage broker
carrie johnston
approve mortgage
lafayette in lenders

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Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Yolanda, I will see if I can get that background changed today.  Have a great weekend!

Nov 05, 2015 07:25 PM #79
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Bob, we agree that having lenders who are available to their clients and real estate agents after hours is VERY important!!!

Nov 05, 2015 07:26 PM #80
Ambassador
1,343,581
Gayle Rich-Boxman Fishhawk Lake Real Estate
John L Scott Market Center - Birkenfeld, OR
"Your Local Expert!" 503-755-2905

Bruce, I could have SWORN that I commented, and I must've headed over to Carrie's and then didn't comment on yours. Bad girl! I love my mortgage person who has become a GREAT friend. They are gold in my book. As hard as their job is, and getting harder lately, it's a true gift to find that special team member who treats your clients the way that you would. And heck, family, too!!

 

Nov 08, 2015 12:51 PM #81
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Gayle, a great lender is so very important to a transaction and you have also shown that a real estate agent/lender business relationship can turn into great friendship as well!  

For being such a bad girl and not commenting weeks ago your punishment is to watch  A-Team  re-runs for a month on the TV Land channel!!!

Nov 08, 2015 09:57 PM #82
Rainmaker
627,517
Mary Douglas
United Country Ponderosa Realty, Red Feather Lakes, Colorado - Red Feather Lakes, CO
REALTOR, Red Feather Lakes, Colorado

I was going to comment- but after seeing Gayle's punishment, I think I'll pass.

Nov 09, 2015 07:34 AM #83
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Mary Douglas 

Punishment is only meted out to those who profess being bad!  If you were bad you would have to wear your Hillary Clinton pant suits until bedtime every night for a week!  ^_~

Nov 09, 2015 07:40 AM #84
Ambassador
1,837,781
Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

I really appreciate this great introduction to Carrie. She sounds like, "my kind of lender." I'll pay her a visit and subscribe to her blog. 

Good to see you, Bruce. I've been doing a lot of post and running of late. Time to catch up with my AR friends. :)

Nov 16, 2015 11:30 PM #85
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Debb,  I'm sure Carrie would appreciate your support in getting started here on Active Rain!  Having an excellent lender like Carrie makes all the difference in how smooth a real estate transaction will be!

Nov 18, 2015 07:16 PM #86
Rainmaker
2,050,765
Robert Bob Gilbert
Berkshire Hathaway HomeServices Anderson Properties - Katy, TX
Your Katy TX ( West of Houston) Real Estate Expert

Hi Guys, I hope all is well with you folks and Happy Thanksgving you both of you and to your families. 

Nov 25, 2015 05:27 AM #87
Rainmaker
1,433,977
Yolanda Cordova-Gilbert
Richmond, TX

Bruce,


Happy Thanksgiving to you and your loved ones!

 

Nov 25, 2015 11:27 PM #88
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Bob, THANK YOU so much!  We had a great time yesterday, and perhaps had just a little bit too much food!

Nov 27, 2015 01:22 AM #89
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Yolanda,  THANKS so MUCH!!!!  The Gilberts are a class act and I hope you had a GREAT Thanksgiving with your family and friends yesterday!

Nov 27, 2015 01:23 AM #90
Rainmaker
48,098
Kelly Hagglund
The Kelly Group Real Estate - Newberg, OR
SW Portland Real Estate Expert

Wish this had a love button! And true to point, it is hard to find lenders after regular business hours which is, of course, when most real estate agents are writing up offers as their clients are off work! Glad you found an stellar lender to work with. I'll be checking out the first blog now!!

Nov 27, 2015 06:47 AM #91
Rainmaker
1,675,376
Larry Johnston
Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN
Broker,Friends & Neighbors Real Estate, Elkhart,IN

Hi Bruce Walter ,  It sounds like you found a great lender with Carrie Johnston . A good lender makes our jobs easier.

Nov 28, 2015 05:54 AM #92
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Kelly, having a competent and aggressive lender who knows the RIGHT questions to ask upfront makes all the difference in a real estate transaction!

Nov 29, 2015 07:22 AM #93
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Larry, if you ever refer a client down to the Lafayette or Indy area make sure to give them Carrie's name if they need a great lender!

Nov 29, 2015 07:23 AM #94
Ambassador
1,970,471
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

Bruce, it's good to know and work with a lender who will be available even after hours.  

Nov 30, 2015 10:37 AM #95
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Silvia, it really makes a big difference as some clients surprise you in the evening and change their mind afterall about making an offer.  A lender who can make a property  and amount specific letter makes all the difference in the world, especially after hours and during weekends!

Dec 02, 2015 04:45 AM #96
Rainmaker
3,052,041
Tony and Suzanne Marriott, Associate Brokers
Haven Express @ Keller Williams Arizona Realty - Scottsdale, AZ
Serving Scottsdale, Phoenix and Maricopa County AZ

Having read a few of your posts I can see why you have such a great ratio of followers to blog posts Bruce Walter  - hoping to read more like this - so now "following" you!

Apr 24, 2016 11:16 PM #97
Rainmaker
779,260
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Tony and Suzanne, thanks so much for your visit and comment and for subscribing to my blog!

Apr 27, 2016 01:28 AM #98
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