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“You Helped Me When No One Else Would”

By
Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

“You Helped Me When No One Else Would”

 

 

I did a mortgage for Mini in 2005, it was a subprime loan, at the time was 7.5%. This mortgage had been in existence for 10 years and just got paid off with the sale of the property.

 

After the loan was done that many years ago, I had not heard from the client, until yesterday. I didn’t remember the circumstances at the time, but we got the client a mortgage, based on credit, income and not sure what else.

 

Mini called me to thank me for the mortgage I got for her at the time. She kept saying that I keep telling anyone that will listen, “I tell them that you are a good man and color doesn’t matter to you, you helped me when no one else would”. WOW, you just never know the impact you make on another human being.

 

She told me she walked out of the closing today with over $51,000, the most money she had ever seen and was now going to live with her daughter in Georgia.

 

I love what I do for a living, sure there are times that it I can get frustrating, but a call like I got from Mini, it makes it all worthwhile.

 

Image courtesy of stuartmiles/freedigitalphtos.net

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Joe,

Another great story from our super loan expert and hero, Joe Petrowsky.  Those moments of victory keep us going.  A

Oct 12, 2015 03:13 AM
Belinda Spillman
Aspen Lane Real Estate Colorful Colorado - Aurora, CO
Colorado Living!

Wonder what she means by Color Doesnt Matter.  Were you a little green that day???

This is a great story.  This is what the intent of the sub-prime loans should have been from day one.  To help those who otherwise would not have had a chance at home ownership.

Oct 12, 2015 03:14 AM
DEANNA C. SMITH CERTIFIED MOBILE NOTARY
Certified Mobile Notary Signing Agent - Smith Mountain Lake, VA
Highest Ranked Certified Mobile Notary in Virginia

Obviously, you looked at her character (along with credit, income, etc.) and NOT her color and she recognized that.   Kudos to you Joe Petrowsky  !

Oct 12, 2015 03:23 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hi Joe --- another enlightening success story.  Thanks for  continue to show and share the positive side of life.

Oct 12, 2015 03:28 AM
Elizabeth Weintraub Sacramento Broker
Elizabeth Anne Weintraub, Broker - Sacramento, CA
Put 40 years of experience to work for you

I was wondering what she meant by color doesn't matter too. Sounds like she felt she was discriminated against but not for having bad credit, which was probably the crux. Not to mention, it's harder to make a loan for a person with bad credit, and there's often not much money in it for the originator but we all do pro bono now and then.

Oct 12, 2015 06:08 AM
Larry Johnston
Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN
Broker,Friends & Neighbors Real Estate, Elkhart,IN

Hi Joe Petrowsky ,  It's a shame when people choose who they will and won't work with.  The Real Estate Industry, with it's High standards treats everyone the same. That was nice of her to share her experience with everyone.  Great job!

Oct 12, 2015 06:58 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Joe not many people would have taken the time to thank you after all these years.  Mimi is a special lady.

Oct 12, 2015 09:05 AM
Evelyn Johnston
Friends & Neighbors Real Estate - Elkhart, IN
The People You Know, Like and Trust!

Great marketing piece Joe and glad you had the opportunity and fortitude to get the job done!

Oct 12, 2015 12:18 PM
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC

Joe

That's a great success story . . . . by a happy customer.

Good luck and success.

Lou Ludwig

Oct 12, 2015 12:32 PM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Joe, these stories are the very reason we live in this industry.  Congratulations, and sure this made your day!

Oct 12, 2015 01:08 PM
Lottie Kendall
Compass - San Francisco, CA
Helping make your real estate dreams a reality

Joe, that is the best phone call you could every receive, right? It makes the long hours and stress of the day worth it. I'm glad Mini found you all those years ago. You are a good man!

Oct 12, 2015 01:42 PM
James Dray
Fathom Realty - Bentonville, AR

Good morning Joe.  Just love it when I hear this.  Outstanding service and getting the job done does have its rewards.

Oct 12, 2015 07:51 PM
Roy Kelley
Retired - Gaithersburg, MD

Thanks for sharing this success story. Home ownership changes lives.

Oct 12, 2015 08:00 PM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

What a great story, Joe.  It must make you feel so good to know the impact you had on someones life.

Oct 12, 2015 09:07 PM
Maria Gilda Racelis
Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington - Manchester, CT
Home Ownership is w/in Reach. We Make it Happen!

Good Morning Joe: Making a difference in other people's lives far outweighs the frustrations the job entails.

Excellent job Joe. I love stories like this.

Oct 12, 2015 09:32 PM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning Joe Petrowsky ,

I love hearing a story like this! Of course it is more common with the service you provide but is one of the reasons you love what you do...you love making a difference for someone!

Oct 12, 2015 09:41 PM
Ginny Gorman
RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate - North Kingstown, RI
Homes for Sale in Southern RI and beyond

Joe, it gives me goosebumps when a clients says things like that!  A wonderful experience & you serve your clients well.

Oct 12, 2015 09:53 PM
Gail Petrowsky
Gail Petrowsky, Inc - Manchester, CT
House flipper and life coach

Joe your work ethics and values shine through every  day -Mini was fortunate to have you work with her -perhaps this experience can help her see others differently also-not everyone is color-blind.

Oct 12, 2015 10:57 PM
Mary Yonkers
Alan Kells School of Real Estate/Howard Hanna Real Estate - Erie, PA
Erie/PA Real Estate Instructor

Phone callslike Mini's make all the tough days pale in comparision.  Put this post on your bulletin board for next tough day, Joe Petrowsky 

Thanks for sharing.

Oct 13, 2015 05:13 AM
Bruce Brockmeier
Internet Marketing Consultant to REALTORS® - Yorba Linda, CA
Coached By Crouch

What an awesome testimonial, Joe!  You're a very special person, in addition to being an outstanding mortgage consultant.

Oct 15, 2015 01:41 AM