I know this isn't really a time where we need to be thinking about these things, but it is something to consider for everyone....
If you are in a situation where you need to file for a bankruptcy then you need to know the rules so you can better equip yourself for your situation. We all get into trouble from time to time and sometimes it is necessary to file for Bankruptcy do that we can get a fresh start. It is important to know that the courts now want you to go through credit counseling and debt management before you file for bankruptcy. It is important to know that you can avoid from having to file again if you get into trouble.
One of the really important thing to do is to find a great Bankruptcy attorney that can explain all the rules to you and can help you each step of the way. You want to make sure you find an attorney that is familiar with the new Bankruptcy Laws and can help you pay off your creditors and get your credit back on good standing. It is bad enough to have to file for Bankruptcy but you want to make sure you have the right attorney on your side.
It is important to know which Chapter you should file under and a good attorney will help you with this. Make sure you get references from your new attorney because you want to make sure he is experienced with Bankruptcy and that this is not his sideline expertise.
Remember you want to get an attorney that will help you through the issues and get you on the road to better credit.