Virginia Lot loans and Construction loans

Services for Real Estate Pros with Certified Mobile Notary Signing Agent NMLS #268590

It is another beautiful day in Virginia.   As the colors on the trees are at their peak, the sun rising making them glisten in the morning dew, I wonder; . . . .


                                      where are you ?


Yes folks, we still have plenty of land available in this wonderful place.   There are lots available all over the state of Virginia and we would love for you to come enjoy all four seasons of the year with us.   You'll enjoy it too.

Whether you intend to move here immediately or are planning to relocate several years down the road, American National Bank and Trust is here for you.   We have been financing people's dreams for over 100 years.   Here in Virginia, we have a full line of mortgage loan products including lot loans.

Once you have purchased your land, we also have a complete package of construction loan options so you can build your dream home with us.  

Yesterday, I received an email from out of state through ActiveRain asking me about doing a construction loan.   I immediately responded and gave them the information they requested.   I also threw in a few additional items that will be beneficial and that will assist them in evaluating their options.


  Sooner or later, they too, will be Virginians!


I am here to help Virginians, present and future, in getting the mortgage loan financing they need.   Before he met me, my husband bought our land through bank A.   When it came time to build, he had to go to bank B to get his construction financing.   To get his permanent mortgage financing, he ended up with bank C.   Remember I said, "before  he met me".

At American National Bank and Trust, we do all three, lot loans, construction loans and home loans; among the many other types of mortgages we offer.   The best part for you is that from day one to final completion of your home, I am with you to make it a smooth transition.

Our bank motto is: "Your Relationship Bank".   From start to finish, we will have a working relationship so you don't feel alone or abandoned as my husband did through his mortgage journey.   I know you will find my mortgage assistance will satisfy your needs while giving you peace of mind.

So if you're coming to Virginia, now or sometime later in life, and you need mortgage financing, you need to contact me and let me provide you with a


Virginia Lot loan and Construction loan


as well as a permanent home loan so you can become a Virginian too !



Deanna Early is a Nationally Licensed Mortgage Loan Originator at Smith Mountain Lake, Virginia.   She is the residential mortgage loan originator for American National Bank and Trust.   She provides home mortgage loans, construction loans and lot loans.   She does both purchase loans and refinance loans.

Her website is

Please contact her for all your mortgage needs at (540) 721-2349 or by email at  ""

Comments (2)

Anita Clark
Coldwell Banker Access Realty ~ 478.960.8055 - Warner Robins, GA
Realtor - Homes for Sale in Warner Robins GA

Deanna: Now is a great time to purchase a lot and begin the process of building a new home. In Virginia, a call to you can get that process started.

Oct 29, 2015 02:19 AM

Absolutely; a call or email can start a mortgage relationship that can last all the way to a dream home.

Oct 29, 2015 03:07 AM
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Deanna. If anyone comes my way that is interest in buying a lot or building in Virginia I will certainly send them your way. The states I do business, I don't have any lenders for lot loans.

Oct 29, 2015 07:40 PM

I appreciate your confidence in me Joe Petrowsky.   I assure you that any Virginia client you refer to me will get the same high quality of service they are used to from working with you. 

Oct 30, 2015 01:01 AM