When it comes to buying a house there are a few things you need to know as you begin the mortgage process, and getting Kansas City Mortgage Pre-approval is one of them. The first step you need to take is to find a good lender. This is actually much easier than you think; You shoud look for someone who is local and preferably nearby that way they can stay in good contact and communicate with you easily. The second step is where I'd like to focus today - that's on the pre-approval process. Getting pre-approved is actually pretty easy. You can do it one of two ways: you can click here, and do it online or you can call us at (816) 268-4025 and speak with a member of our team and do it over the phone. The whole pre-approval process takes about 10 minutes to do over the phone and if you meet the qualifications you could get a pre-approval amount within the next 24 hours, (provided that you turn in all the necessary documentation as soon as possible.)
Here are some of the things that you will need to provide to get your pre-approval.
- Your full legal name.
- Your Social Security Number.
- Your employment history.
- including your title,
- salary
- the length of time you've been working there.
- Your Rental History/mortgage history for the past 2 years.
- We need to know if you had any of the following
- bankruptcy
- repossessions
- foreclosures
- credit repair
If you have a coborrower we'll need all the same information listed above for them.
Once we've gathered all that information we'll check your credit and if you've got a qualifying credit score we can proceed in collecting your documentation, but we'll talk about that another time!
If you want to start your Kansas City Mortgage Pre-Approval process online click here! or call us now! (816)268-4025.
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