Pre-Approval Process is the 1st Step In Home Ownership

Real Estate Agent with Citiwide Alliance Realty
Pre-Approval Process is the 1st Step In Home Ownership
Mortgage rates are still low in Fort Worth, Texas! I've definitely seen an increase in SOLD homes around the DFW area. We continue to have motivated sellers, & good deals to be had, in spite of us being in a traditional “slow down season” for sellers.
Borrowers need to be “Pre-Approved” by lenders in order to compete with local and out of town potential buyers. Before you begin your search for a new home talk with a lender. Contact me for a few names of qualified lenders in Fort Worth.
Being Pre-Qualified and more importantly Pre-Approved, before writing that offer will AVOID many headaches, heartaches and disappointments during your home buying process.
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Troy Erickson AZ Realtor (602) 295-6807
Good Company Real Estate - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Melissa - A pre-approval for a home loan is a great way to avoid headaches, heartaches, and disappointments, like you said.

Nov 20, 2015 01:51 AM #1
Jane Chaulklin-Schott
TEAMCONNECT REALTY - (407) 394-9766 - Orlando, FL
TeamConnect Luxury Homes - Orlando, Florida, 32836

In our Central Florida niche of upscale properties, a majority of sellers will not accept an offer unless it is accompanied by a Pre-Qualification or Proof of Funds statement. It makes complete sense to a seller. For a buyer it is a necessary first step, as you write, Melissa Jackson. It informs the buyer the price range of which he is allowed for purchase of the property. Why should a buyer look for a property in a price range that he is not qualified to purchase. Having the proper financial statement saves the buyer both time and disappointment.  

Dec 04, 2015 02:01 PM #2
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

I may show a home to a potential client ONCE without a pre-approval letter Melissa Jackson but I let them know they have to see a lender before I show them another. About 90% of the time the second house I show them is about $50,000. more expensive because after they saw a lender they found out they could borrow more that they thought!

Dec 23, 2015 04:22 AM #3
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Melissa Jackson

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