Mortgage Market Snapshot 11.20.15

Mortgage and Lending with US Mortgages - David Shamansky NMLS#392126

So sorry for a late post today. Extremely busy with end of month joy and honestly no data to report.

Today had no economic impact news so the markets have been pretty silent. The FNMA 3.0 did see a very slight uptick of 3bps and then appx 1p took an abrupt turn (not uncommon for a Friday before a holiday week) and the coupon closed at 100.125 down 19bps from intraday high.

Should be more volatility next week as the market prepares for a long holiday weekend an the markets never favor that.


Have a good wkd and see you all on Monday 

US Mortgages Colorados own and 580 FICO OK

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Colorado 1st Time buyers, if you are ready to stop renting, get the many benefits from home ownership, or maybe your a current homeowner looking to move up or maybe looking into what it takes to become an investor in this incredible market, that WILL create millionaires, and you are looking for a strategy, answers and direction, please feel free to call or email me. My 22yrs in mortgage lending and 30+ years in finance gives me an in depth knowledge, critical to helping others and making their dreams go from dream to reality!

David Shamansky
"Positive reinforcer, promoter, success coach, entrepreneur, team builder, wealth builder, blessed individual, business leader and professional lender"

US Mortgages
6855 S Havana St Ste 520
Centennial CO 80112
Equal Housing Lender

*photos used may come from my personal pictures or



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David Gibson CNE, 719-304-4684 ~ Colorado Springs Relocation
Colorado Real Estate Advisers LLC - Colorado Springs, CO
Relocation, Luxury & Lifestyle residential



So when is a good time to lock over the next two weeks? Buyers and their broker want to know?

Nov 20, 2015 07:34 AM #1
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning David. There will be more volatility over the next few weeks, but we have seen this many times before.

Nov 20, 2015 07:56 PM #2
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Thank you for the information. I will share it with others.

Nov 20, 2015 08:11 PM #3
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

David, it is coming down to end of month, and my last closing is Monday, and all done and ready! 

Nov 20, 2015 10:01 PM #4
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Thanks for sharing this mortgage market snapshot.

Have an outstanding weekend.

Nov 21, 2015 01:12 AM #5
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

Thanks for keeping us up to day. Enjoy the rest of your weekend, David. 

Nov 21, 2015 09:53 AM #6
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David Shamansky

Creative, Aggressive & 560 FICO - OK, Colorado Mtg
560FICO and High DTI are among some of what we say Yes to
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