First things 1st!
The best place to get a free credit report is www.annualcreditreport.com all 3 bureaus work on this site so you get all the info from one place. Don't waste your time or the time of your friends by going anywhere else just because you heard an ad on the radio.
Then when you clients call and want to discuss why they have a different score then their broker or lender at least the info will be the same.
What do we do?
We take your credit score questions and issues and bring them in the light.
We use specialized, very accurate (99.7%) processes to evaluate and determine the most effective steps to maximize your credit score.
With this most important information…
When needed our business partners work directly with the bureaus to get your score updated as quickly as possible (typically with in 5 business days).
Your higher score allows you to begin saving on insurance, mortgages, auto loans, credit cards and many other monthly payments.
What we don't do…
Play games with the credit bureaus to bring you a short term credit score boost.
This includes:
-piggy backing on other peoples credit
-disputing accurate marks
-sending hundreds of letters disputing everything just to get a few things fixed
Purpose of the Credit scoring model-
Lenders want to know how likely borrowers are to pay bills. The FICO credit score model is their best way to measure this. Our credit score is compiled from a mathematical formula that calculates details in our report.
It is a secret formula for business reasons.
Each of three bureaus use different software
5 factors are used to make up credit score - We don't play games we take an honest look and give you our honest advice based on working with hundreds of clients.
We can't improve your history.... we do show how you to make the right changes with the most immediate impact and integrity.
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