WHEN YOU WANT TO STAY IN YOUR HOME AND CAN'T MAKE THE PAYMENTS
"FIND CHEAP BANKRUPTCY LAWYERS WHO ARE GOOD"
..Consult at least 3 different bankruptcy lawyers. Do not do this on the phone. To make this work to YOUR advantage, it needs to be done with office appointments. Most bankruptcy lawyers will give you a free consultation. Take them up on that offer. You won't be wasting your time. Use your free consultations to learn what you need to know to get yourself through this.
..Find the best bankruptcy lawyers for your free consultations. Do that by making a Google search. Use a search term like, "Los Angeles Bankruptcy Advice, " (using the name of your city). do not click on any paid advertisements. Those Google "pay per click" ads cost as much as $50 to $100 per click for top billing. The cost gets passed along to the clients. You're not likely to find a cheap bankruptcy fee if you click on a lawyer that spends hundreds of dollars in ad costs for every client they represent.
..Click on the organic search listings that Google gives you. Google searches instantly through thousands of web sites to give the ones that that Google trusts and are the best result for the search term you have used.
..Web sites like AVVO are independent lawyer rating services. Avvo rates lawyers on a scale of 1 to 10. A "10" is the best.
..After you have seen at least 3 different bankruptcy lawyers you will know the price range. Go back to the lawyer who is your favorite. Ask that lawyer to do your case for half price. As you are talking, explain that you have been shopping. Tell the lawyer that he or she is your favorite, but you can't afford the fee. Tell the lawyer this is all you have, and put it on the table. (Keep a few bucks in your pocket so that you will be able to accept any reasonable counter offer).