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“I Didn’t Think I Would Qualify”

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Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

“I Didn’t Think I Would Qualify”

 

 

Thank you for meeting with me on December 4th. I learned a lot from talking with you and will definitely use you to help me qualify for a mortgage. You were right, I now know buying a home is very possible.

 

You had asked me to email you so you could give me the name of a home inspector and a name of good real estate agents.

 

So often someone wants to buy a home but just doesn’t think they can. This was the situation when this prospective client called after being referred by one of her co-workers. The crazy part about the pre-qualification process is that she so easily qualified for a mortgage and her estimated monthly payment was almost the same. Better yet, she will be able to get the tax benefit.

 

I handled the referral of the Realtor and home inspector. She is already scheduled to look at homes this weekend.

 

Image courtesy of pakorn/freedigitalphotos.net

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comments(24)

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Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning Joe Petrowsky,

A great lesson in you don't know unless you as the right person! Good for you for helping this buyer out and getting the process rolling! 

Dec 20, 2015 08:39 PM
Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Good morning Joe. Good advice and a couple of referrals and she is on her way! Enjoy your day!

Dec 20, 2015 09:00 PM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Joe - each individual is different.  There is no way to know unless they talk to a mortgage professional.

Dec 20, 2015 09:15 PM
Barbara Todaro
Keller Williams Elite - Franklin, MA
"connecting land with builders"

Good morning, Joe Petrowsky another job well done... and that's why you have a steady flow of those clients....

Dec 20, 2015 09:20 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Real Estate Broker

Good morning, Joe... isn't it a great feeling when someone who thought they couldn't be a home owner gets the news that it is possible. (Unfortunately, I've been in situations where I and my lender have had to deliver just the opposite news and I can attest it's much better to deliver the good news.)

Dec 20, 2015 09:34 PM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Joe, Thank you for sharing. Sounds like most of your business is from referrals and repeat business.

Dec 20, 2015 09:43 PM
Joyce Marie Marsh
Joyce Marsh Living - Daytona Beach, FL
Joyce Marsh Living

This is a great story. So many renters would like to buy a home but feel it's out of reach for them. Many times they qualify but haven't taken the steps to talk to a professional and get the advice they need. 

Dec 20, 2015 10:24 PM
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

Joe Petrowsky It is human nature due to prior experiences producing a negative response that people are  not even leaving the starting line. Fortunately, this buyer decided to choose you. 

Dec 20, 2015 10:25 PM
Bill Roberts
Brooks and Dunphy Real Estate - Oceanside, CA
"Baby Boomer" Retirement Planner

Joe Petrowsky It is good that you keep telling this story. Too many just don't realize that YES, they can!

Bill Roberts

Dec 20, 2015 10:28 PM
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning again Joe. I really enjoyed this. Simple and to the point. Glad you helped another person.

Dec 20, 2015 10:55 PM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Joe, sometimes the qualification process is tough, which makes some buyers think they will not quality.  Great job!

Dec 20, 2015 11:18 PM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Good morning, Joe --- this buyer seems to be taking all of the right steps -- here's hoping he/she finds a home very quickly.  

Dec 21, 2015 12:08 AM
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Joe,

What a nice job you are doing helping people buy their home.  Wishing you all the best.  A

Dec 21, 2015 12:12 AM
Nicole Doty - Gilbert Real Estate Expert
Zion Realty - Gilbert, AZ
Broker/Owner of Zion Realty ZionRealtyAZ.com

I have a targeted advertising campaign ready to go for renters in my area because I know a lot of them would be able to qualify for a loan they just don't know it. 

Dec 21, 2015 12:26 AM
What Not To Renovate
What Not To Renovate - Palm Coast, FL
We provide tips & trends on home renos & designs

Hi Joe,

Nice job!

It's such a privilege to be able to help someone discover hidden potential.

Keep up the great work!

Dec 21, 2015 01:02 AM
Wayne Zuhl
Remax First Realty II - Cranford, NJ
The Last Name You'll Ever Need in Real Estate

Hi Joe,

It's great when our clients take the time to thank us and recognize us for our work.

Dec 21, 2015 05:32 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Joe it is always great to be able to deliver new to a Borrower who does not think they can qualify that they can go out there NOW and pick out that dream home.

Dec 21, 2015 10:27 AM
Ed Silva, 203-206-0754
203-206-0754 - Waterbury, CT
Retired Real Estate Broker

Joe those are the pleasant ones,when they find out they can get a home and it will be at a monthly payment that they can easily afford

Dec 21, 2015 10:39 AM
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC

Joe

Another success story . . . . Way to go Joe.

Good luck and success.

Lou Ludwig

Dec 21, 2015 11:07 AM
DEANNA C. SMITH CERTIFIED MOBILE NOTARY
Certified Mobile Notary Signing Agent - Smith Mountain Lake, VA
Highest Ranked Certified Mobile Notary in Virginia

Like you Joe Petrowsky I find that people can often qualify when they don't think they can 

Dec 24, 2015 11:35 AM