You hate it when you're put in this position, but you take it anyway !

Mortgage and Lending with American National Bank & Trust NMLS #268590

Sometimes, life just throws you a curve and you have to deal with it.   I do my job the best I know how and I work hard to service my clients.   Being a LICENSED Mortgage Loan Originator is NOT a 9 to 5 job for me.

I have worked hard for many years to achieve the level of knowledge and experience I have accumulated.   In more than 30 years of doing Virginia home mortgage loans, I know I have always been there for my clients.

My clients deserve the best I can give them.   They deserve having me available to answer their mortgage questions.   I want my clients to be able to count on me to provide them with face to face discussions of their needs.

After all folks, I have worked diligently to earn the right to announce to my community that I am the # 1 Mortgage Loan Originator in Franklin County, Virginia as scored by the ActiveRain real estate site.   Far and away, the best.

Did you know that there are THREE (3) counties that make up the 500 miles of shoreline that surround Smith Mountain Lake ?  Well, it's true.   That's right; there's also Bedford County, Virginia on the north side of the lake and Pittsylvania County on the east end of the lake near the dam.

And who's the number one, yes I said # 1 Mortgage Loan Originator in those counties according to the ActiveRain real estate site ?   Need you ask ?   I have out done all of the competition in the entire Smith Mountain Lake community.   How ?   By doing my best to provide great customer service.

It's that simple.   I give my clients the benefit of working with a professional that has the client's best interests in mind and I am backed by a century of financial services with American National Bank and Trust Company.

It just doesn't get any better but then this happens.   It turns out I have been working so tirelessly for my clients that I have built up excess time off.   The worst part is, I have been notified that I have no choice but to take the days off before the end of the year.   Yep, it's the rule; use them or lose them.

I am sure there are a lot of you that would like to be in this predicament and I would gladly share if I could.   It will give me time to do some preparation for 2016 when I plan to become the # 1 Mortgage Loan Originator for the entire state of Virginia.   Doing that will serve my clients even better.

No, I am not going to be abandoning my clients.   Au contraire my friends.   I will still answer my phone like usual and answer all of your questions during this period but bank policy requires it and . . . . .


 You hate it when you're put in this position,

but you take it anyway !




Deanna Early is the # 1 ranked Mortgage Loan Originator in Franklin County, Virginia as scored by the ActiveRain real estate site.   She is a Nationally Licensed Mortgage Loan Originator located near Smith Mountain Lake, Virginia.   She does both purchase and refinance loans throughout the state of Virginia.   She is a residential loan originator for American National Bank and Trust.   She provides home mortgage loans, construction loans and lot loans as well as second or vacation home loans and investor financing.

Please visit her website at   and learn more in the Virginia Mortgage Blog

You can contact her for your financing needs at (540) 721-2349 or by email at  ""

The views expressed in this post are mine only and do not necessarily reflect the views of American National Bank and Trust Company.   Any scenarios presented are for illustrative purposes only and are not intended to refer to or represent any actual or specific clients, negotiations or financial transactions.


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Sharon Lee
Sharon Lee's Virtual Assistance - Jonesborough, TN
Retired and loving life

CINGRATS Deanna-Enjoy your time off. Obviously you deserve it

Dec 21, 2015 06:45 PM #1
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Deanna. Its all in the results, your clients are fortunate to work with someone that is dedicated to serving the client to way you do.

Dec 21, 2015 07:15 PM #2
Amanda S. Davidson
Amanda Davidson Real Estate Group Brokered By eXp Realty - Alexandria, VA
Alexandria Virginia Homes For Sale

Deanna, enjoy your time off. You deserve it! 

Dec 21, 2015 09:28 PM #3
Rob D. Shepherd
Windermere/lane county - Florence, OR
Principal Broker GRI, SRES

Read my recent post about "unplugging" and you will get my feelings about it!

Dec 21, 2015 10:33 PM #4
Gayle Rich-Boxman Fishhawk Lake Real Estate
John L Scott Market Center - Birkenfeld, OR
"Your Local Expert!" 503-755-2905

Take it, baby!! We ALL need downtime, even when regimented  (and somewhat coerced and forced). Hey, at least you didn't BREAK something and HAVE to lay low for a couple of days. 

Dec 22, 2015 07:20 AM #5
Pat Starnes-Front Gate Realty
Front Gate Real Estate - Brandon, MS
601-991-2900 Office; 601-278-4513 Cell

I can work from home by taking phone calls and answering email from the convenience of my home, but getting dressed for showing and listing appointments, closings, home inspections, etc. You will be accessible for your clients, Deanna. That's what matters. Enjoy your time off.

Dec 22, 2015 07:54 AM #6
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC


Congratulations on being named the #1 mortgage loan originator for Franklin County Virgina. Great service has it's benefits for everyone involved.

Good luck and success.

Lou Ludwig 

Dec 22, 2015 11:14 AM #7
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DEANNA EARLY - - ( NMLS # 268590 )

Highest Ranked Mortgage Loan Originator Virginia
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