Failing Septic in Anoka County? There’s a Loan for That!

Real Estate Agent with Boardman Realty Minnesota License#90858

Replacing a failed septic system is costly. Installing a new mound system or drain field can cost $10,000 to $20,000 or even more. This is especially a concern in Anoka County near large bodies of water like Coon Lake and area wetlands. Homeowners with failing systems often delay replacing systems due to the expense which can contaminate groundwater and neighboring wells.

There is assistance for septic and well replacement in Anoka County. The Agricultural Best Management Practices Loan (AgBMP) is part of a water quality program that provides LOW INTEREST LOANS to land owners for replacing subsurface sewage treatment systems (SSTS) that can be repaid as a special assessment on annual taxes.  There are no income restrictions on these loans but there is an application and review process to assess whether the system meets the priority replacement criteria.  What does this mean? If the system a direct risk to public health, contaminating surface water or in a highly sensitive area, it will likely meet the criteria.

The loan program is also available to replace private wells.

 CLICK HERE for additional details on the low interest septic loans and current funding availability.

Posted by

Teri Eckholm. REALTOR with Boardman Realty, is a native Minnesotan who has lived and worked in the Minneapolis St Paul metro all of her life. She specializes in lakeshore homes, acreage properties and first time home buyers but assists anyone making a move in the north and east Twin Cities metro.

If you are buying, selling or relocating to Minnesota and need help from a professional REALTOR®, give Teri , a call or visit her website for a FREE Home Buyer Success Guide or FREE Home Value Report She specialize in acreage and lakeshore properties in the north and east Twin Cities metro area including Ham Lake, Lino Lakes and all communities in the Forest Lake School District! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.

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Patricia Kennedy
Redfin - Washington, DC
Home in the Capital

Teri, it sounds like your county government has found a smart way to help solve the problem. 

Dec 28, 2015 12:00 PM #1
Teri Eckholm
Boardman Realty - White Bear Lake, MN
REALTOR Serving Mpls/St Paul North & East Metro

Patricia--Yes, this will be very helpful to any property owner needing to install a new well or septic that does not have the cash. Helps the community too by protecting our groundwater.

Dec 31, 2015 01:43 AM #2
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Teri Eckholm

REALTOR Serving Mpls/St Paul North & East Metro
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