VA Loans Are A Benefit You Earned

Real Estate Agent with Integrity Real Estate Group

IVA Home Loans-Cindy Jones FT Belvoir Realtorf it hadn’t been for the VA Home Loan program I never would have been able to buy my first home.  As a young military widow with two children finding 20% down for a down payment was out of the realm of reality.

Fast forward and years later as a Military Relocation Professional/REALTOR® with Integrity Real Estate Group I’m proud to say over 60% of the clients we assisted in 2015 used a VA Home Loan to buy a home.  Our clients ranged from a young widow to a retired General and everyone in-between.

VA Home Loans offer distinct benefits to qualified buyers that many loan programs do not.  One of the biggest ones is that a VA home loan does not require any down payment.  For many qualified buyers this is a huge benefit.  In addition a seller can contribute up to 4% towards a buyer’s closing costs.  If you’ve owned a home previously and think you can’t use a VA loan again that’s not true.  I’ve helped repeat buyers who’ve used their VA Loan benefits 3 times.

Not sure whether you are eligible for a VA loan?

  • Did you serve at least 90 days of active service during war time?
  • Have you served at least 181 days of active service during peace time?
  • Have you served more than 6 years in the Reserves or National Guard?
  • Are you the surviving spouse of a service member who has died in the line of duty or as a result of a service-related disability?

If you answered YES to any of these questions then you may be eligible for a VA Home Loan.  One of the great local mortgage professionals we recommend can help you determine if you are eligible for a VA Loan and help you obtain your Certificate of Eligibility.

If you are making a move to Fort Belvoir, Quantico, the Pentagon or any of the Military District of Washington Installations let me know and want to buy a home give me a call at 703-249-9763.  With our experience in working with VA buyers we know the pitfalls you might encounter and how to counteract them for a successful home buying experience.  We look forward to welcoming you to Northern Virginia.

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                                   Real People*Real Lives*Real Estate

If you are interested in learning more about the Northern Virginia Real Estate market including Alexandria, Arlington, Fairfax and Prince William Counties give Cindy Jones and Integrity Real Estate Group a call at 703-346-2213.

Military Relocation Specialist serving military families relocating to and from the Pentagon, Fort Belvoir, Quantico MCB and all of the Military District of Washington installations. 

Military Relocation Professional

Check out and for more information.

Integrity Real Estate Group
Real People*Real Life*Real Estate

Licensed in the Commonwealth of Virginia



Comments (4)

Alan Gross
PrimeLending, A PlainsCapital Company, Equal Housing Lender - Bethesda, MD
Loan Consultant

Cindy - As you know I think the VA loan is one of the best loans around for those who qualify. I have a website that provides information about VA loans. It can be found at

Jan 05, 2016 09:43 PM
Cindy Jones

Thanks Alan.

Jan 05, 2016 10:08 PM
Cindy Jones

Absolutely Alan.

Jan 07, 2016 07:47 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

VA loans are indeed a wonderful benefit that military service to the country earns.

Jan 07, 2016 10:09 AM
Patricia Kennedy
RLAH@Properties - Washington, DC
Home in the Capital

Cindy, it's good to see you blogging!  My all time favorite deal was financed with a VA loan.

Jan 07, 2016 11:22 AM
Certified Mobile Notary Signing Agent - Smith Mountain Lake, VA
Highest Ranked Certified Mobile Notary in Virginia

Long time, no see Cindy Jones .   I'm still doing VA loans as well as Va. loans.   I really enjoy helping veterans, especially when it's a first timer.

Jan 09, 2016 05:18 PM