Just today, I Saw A House Built In A Single Day, . . . . Well, Almost

Mortgage and Lending with American National Bank & Trust NMLS #268590

In addition to doing permanent mortgages, I also do lot loans and construction loans.   In Franklin County, we have two very good modular home manufacturers.   I have been working a number of loans lately on modular homes and today, my managers and I were invited to watch as a home was delivered to the property and set on the basement foundation.

As a result, I had the pleasure today of seeing a house built in a single day, well almost.   Of course a modular home is actually built in the factory however, it was quite interesting today watching its assembly on site.

We arrived just after 9 am as the trucks were rolling in.   The crane for lifting the "boxes" (parts of the house) had been set up last night.   Once the boxes were unstrapped from the trailers, the crane began by lifting the first box which has the two smaller bedrooms and a bath in the middle.

The first box was positioned from rear to front on the left side.   Then the second box was hoisted into position.   It was also set from rear to front next to the first box.   It contained the master bedroom and a second bath.   It was positioned in the center of the foundation.

The third box was the back of the right side and contained the kitchen and dining room.   It was set across the back of the foundation perpendicular to the second box.   The fourth and final box was then lifted into position in front of it finishing the front of the house.   This box was a large living room.

Next, the crew went about lifting the roof sections that were attached to each box.   As the roof sections were lifted, the knee bracing was aligned and nailed down underneath.   Next the outer walls under the gables were inserted into place to complete the exterior of the house.

By noon, I had watched a concrete basement foundation become a house in three hours.   It was amazing how choreographed the crew is during the assembly.   They are extremely efficient in getting the job done despite freezing temperatures.   There is no wasted time or manpower.

My managers were rightfully impressed with the operation.   I had seen houses assembled before but not in such a coordinated way.   These guys were definitely pros.   I had an afternoon appointment so I had to leave.

With most of the shingles installed at the factory, the crew only had to finish the ridge vent area and the overhangs.   Luckily, that will be done by day's end because we are supposed to get widespread rain tomorrow.

I help people finance their homes.   Part of my doing mortgages and helping clients is knowing what is involved and where problems can appear.   I came today to make sure the house was set without any delays or unforeseen issues.   It went up quickly and without any concerns for the owner.

If you are thinking about purchasing a modular home and are looking for mortgage assistance, call me.   I am hands on and take care of you from start to finish.   I can do your lot loan, I can do your construction loan and once the house is set and completed, I can do your permanent financing.

Not all lenders can or will do that for you.   I am Deanna Early, the Virginia Mortgage Expert; and I can do it all for you.   With over a century of financial service to Virginians, American National Bank and Trust is here for you, too.   Soon, you can also be saying . . . . .


Just today, I Saw A House Built In A Single Day, . . . . .

Well, Almost





Deanna Early is the # 1 ranked Mortgage Loan Originator in Franklin County, Virginia as scored by the ActiveRain real estate site.   She is a Nationally Licensed Mortgage Loan Originator for American National Bank and Trust located near Smith Mountain Lake, Virginia.   She does both purchase and refinance loans throughout the state of Virginia.   She is a residential loan originator and provides home loans, construction loans and lot loans as well as second or vacation home loans and investor financing.

Please visit her website at   www.DeannaEarly.com   and learn more in the Virginia Mortgage Blog

You can contact her for your financing needs at (540) 721-2349 or by email at  "earlyd@amnb.com"

The views expressed in this post are mine only and do not necessarily reflect the views of American National Bank and Trust Company.   Any scenarios presented are for illustrative purposes only and are not intended to refer to or represent any actual or specific clients, negotiations or financial transactions.


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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Deanna Early - wow, I thought even the modular homes take little time to build....

Looks like a good option for some buyers - perhaps in some area only, though.

Jan 14, 2016 11:54 AM #1
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

it's not move in ready in one day is it?  I've seen them, but it's always taken days for everything to be in place and a CO and power connect to be issued.

Jan 14, 2016 12:16 PM #2
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC


Your post was very interesting to read.

Good luck and success.

Lou Ludwig

Jan 14, 2016 12:46 PM #3
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

I watched some modular apartments be snapped together. It was quite amazing and was quick.

Jan 14, 2016 01:00 PM #4
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Deanna. I do mortgages for a number of modular home builders, they are all amazing. It is quite the experience to see what can get accomplished in a day.

Jan 14, 2016 06:33 PM #5
Rob D. Shepherd
Windermere/lane county - Florence, OR
Principal Broker GRI, SRES

I have seen a TV show where they build stick built homes in an hour. I haven't figured out how the sheet rock mud dries quick enough for painting. LOL Now move that bus.

Jan 14, 2016 09:41 PM #6
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Deanna I have not seen a modular home go up but I have been very impressed on how big they can be and the quality.  We have some big colonial modular homes, and it is tough to tell the difference from them and the stick built.

Jan 15, 2016 08:59 AM #7
Pat Starnes-Front Gate Realty
Front Gate Real Estate - Brandon, MS
601-991-2900 Office; 601-278-4513 Cell

I'm sure this was interesting to watch. Your recount of the activities is very well written, Deanna. Have a great Wednesday!

Jan 19, 2016 10:07 PM #8
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC


A fast way to build a  new home with lower costs to the home buyers.

Good luck and success.

Lou Ludwig

Jan 20, 2016 11:32 AM #9
Pamela Cendejas
Second Self Virtual Assistance - Kingman, AZ
Second Self Virtual Assistance (928) 692-3235

How fun!  It's not every day you get to see a house built in a day.

Feb 18, 2016 04:08 AM #10
Sybil Campbell
Long and Foster REALTORS® 5234 Monticello Ave Williamsburg, Virginia - Williamsburg, VA
REALTOR® ABR, SFR, SRES Williamsburg, Virginia

HI Deanna, thanks for your comments and best wishes with your business.

Feb 18, 2016 11:50 AM #11
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DEANNA EARLY - - ( NMLS # 268590 )

Highest Ranked Mortgage Loan Originator Virginia
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