Credit Tips for keeping your Credit Score up to buy a home

Real Estate Agent with RE/MAX Results MN#20344949 WI#93113-94



If you are reading this you are probably considering buying a home and thinking what will it take for me to get to the point that I can buy a home?


Maybe you are not even sure what your credit score is and if you even qualify for a home loan?


Tips for keeping your credit score up:


1. Always at least pay the minimum on your credit cards and bills that are due on time. Do not miss a payment.

2. If you do miss a payment, make sure to get ahold of the company immediately and figure out how to remedy the situation and not get a ding on your credit. 

3.  Payoff your credit cards monthly. Keeping up on paying your credit cards in full monthly will keep more at a stable credit card debt free situation

4. Don't close short term credit cards as a way of hoping to keep your credit score up.

5. Do not open a bunch of cards to keep your credit limit up.


Want more tips and Downpayment Assistance options - CLICK HERE


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Chuck Carstensen is a Realtor with RE/MAX Results in Elk River and Cambridge, MN.  Helping buyers, sellers and investors in great Minnesota counties like Sherburne, Isanti, Wright, Anoka, Chisago, Hennipen and Mille Lacs. He is a Certified Distressed Property Expert (CDPE).

Contact Chuck by emailing him at or by phone at 612-290-3809. 


Comments (2)

Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Chuck - These are great tips on how to keep your credit score up in order to qualify for home financing to purchase a home.

Jan 16, 2016 09:19 AM
Pamela Cendejas
Second Self Virtual Assistance - Kingman, AZ
Second Self Virtual Assistance (928) 692-3235

Keeping a good credit score can be confusing.  Thanks for the tip about credit cards.

Jan 25, 2016 02:57 AM