Insurance in the Outer Banks (OBX)

Real Estate Agent with Sun Realty NC

It’s a common misconception that insurance is difficult to obtain for homes on the Outer Banks but actually insurance is available and is more affordable than you think. Conventional policies are available for many home.  The “Beach Plan”, a specialty insurance tailored to the needs of oceanside properties, is also available.

Insurance coverage on the Outer Banks is usually sold a la carte offering fire, wind, flood and liability.  If your new home is financed, and located, in a flood zone it requires flood insurance. 




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I strive to be your one-stop-shop for all that is happening in world of real estate and in our very own little oasis of the Outer Banks of North Carolina. I invite you to become a fan of our Facebook page ( ), post your comments, ask questions...start a conversation!

If you are considering buying or selling in the Outer Banks, please contact me today at 252-489-8491. Should you have any questions or would like to discuss your unique situation regarding real estate in the Outer Banks of North Carolina, then please call or email me today.


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Hugh "Scooter" Willey 


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