It does not surprise me how many people today have used their homes equity as an ATM. They check their balance and then they make a withdrawal. It would seem that they are not making the withdrawls for investments or re-tirement but just to continue to make it. It is my opinion that the recession should have hit us long ago but since we could make withdrawals from our ATM Homes that we prolonged it. Now that the homes value is falling out people can't afford to live without their ATM withdrawals and are scrambling to figure things out. What do you think?
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