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How much is your Data worth online?

By
Services for Real Estate Pros with IDTheftSecurity.com Inc

Cyber crime sure does pay, according to a report at Intel Security blogs.mcafee.com. There’s a boom in cyber stores that specialize in selling stolen data. In fact, this is getting so big that different kinds of hot data are being packaged—kind of like going to the supermarket and seeing how different meats or cheeses are in their own separate packages.

Here are some packages available on the Dark Net:

  • Credit/debit card data
  • Stealth bank transfer services
  • Bank account login credentials
  • Enterprise network login credentials
  • Online payment service login credentials

This list is not complete, either. McAfee Labs researchers did some digging and came up with some pricing.

The most in-demand type of data is probably credit/debit card, continues the blogs.mcafee.com report. The price goes up when more bits of sub-data come with the stolen data, such as the victim’s birthdate, SSN and bank account ID number. So for instance, let’s take U.S. prices:

  • Basic: $5-$8
  • With bank ID#: $15
  • With “fullzinfo” (lots more info like account password and username): $30
  • Prices in the U.K., Canada and Australia are higher across the board.

So if all you purchase is the “basic,” you have enough information to make online purchases—and can keep doing this until the card maxes out or the victim reports the unauthorized charges.

However, the “fullzinfo” will allow the thief to get into the account and change information, thwarting the victim’s attempts to get things resolved.

How much do bank login credentials cost?

  • It depends on the balance.
  • $2,200 balance: $190 for just the login information
  • For the ability to transfer funds to U.S. banks: $500 to $1,200, depending on the balance.

Online premium content services offer a variety of services, and the login credentials to these are also for sale:

  • Video streaming: $0.55 to $1
  • Cable channel streaming: $7.50
  • Professional sports streaming: $15

There are so many different kinds of accounts out there, such as hotel loyalty programs and auction. These, too, are up for sale on the underground Internet. Accounts such as these have the thief posing as the victim while carrying out online purchases.

Robert Siciliano is an identity theft expert to TheBestCompanys.com discussing  identity theft prevention.

Margaret Goss
@Properties - Winnetka, IL
Chicago's North Shore & Winnetka Real Estate

Overall, pretty cheap to get that info.  The Dark Net - why can't it be blacked out?

Feb 09, 2016 12:15 AM
Debra B Albert, PA - Keyes Realty

Maybe shining light on it?

Feb 09, 2016 07:54 PM
David Alan Baker | Laveen & South Phoenix Realtor
Keller Williams Realty Phoenix - Laveen, AZ
Your local Expert

Wow.  Nothing like the dark side huh?  I guess there will always be the under belly, the dark, and folks taking advantage.

Feb 09, 2016 01:35 AM
Malinda Montgomery RSPS AHWD TMS-Realtor
Gaffs Realty - Port Orange, FL

Holy wow!!!!!How cheap is that! You would think it would be more. Great post. It really makes you think. Chang those passwords often and make them complicated.

Feb 09, 2016 02:48 AM
Rob D. Shepherd
RETIRED - Florence, OR
RETIRED

I am going to change all my passwords from "password1" to "password 321". That ought to keep them guessing. LOL

Feb 09, 2016 04:38 AM
Ellen Caruso
Daniel Gale Sotheby's International Realty - Glen Head, NY

Robert, This is sure scary yet gets me very angry. I cant believe they get away with it!

Feb 09, 2016 06:02 AM
Praful Thakkar
LAER Realty Partners - Burlington, MA
Metro Boston Homes For Sale

Robert Siciliano - isn't it so scary? Can't believe it's so easy.

It's always a great idea to keep on changing our passwords - almost every other week, if not every week.

Feb 09, 2016 07:56 AM
John Wiley
Fort Myers, FL
Lee County, FL, ECO Broker, GRI, SRES,GREEN,PSA

Robert, what an eye opener. I had no idea what the value of certain information would be. It really is a challenge for us to keep our data safe.

Thanks

Feb 09, 2016 08:18 AM
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Great article.  Love to see these numbers, I used to use them frequently in new hire orientations.  Interesting to see the streaming TV stats.  That's new to me.

Feb 09, 2016 10:08 AM
Jerry Lucas
ABC Legal Docs LLC - Colorado Springs, CO
Notary Training, Consulting. Colorado Springs, CO

There are also web sites that post voter registration information, with lots of details about you. Search for voter records in your state.  Go to the website and ask them to remove your information for privacy.

Feb 09, 2016 10:28 AM
Joan Whitebook
BHG The Masiello Group - Nashua, NH
Consumer Focused Real Estate Services

I hope that the security of the banks, vendors and most of all our govenment get more and more secure.  

Feb 09, 2016 11:01 AM
Melissa Jackson REALTOR
Trinity Premier Properties - Azle, TX
Helping You Make The Right Move

It's amazing how this technology can be so useful and dangerous at the the same time.  Everyone needs to take time to secure their information the best they can. Great subject to write about.

Feb 09, 2016 01:29 PM
Craig Cooper
Chase International Real Estate - Tahoe City, CA
Creating-Preserving-Growing Wealth in Real Estate

Thanks Robert for providing that insight. I still don't understand why there isn't sufficient monetary reward (incentive) to come up with a scheme to prevent this. I would think based on the low level of incentive in most cases to receive stolen data, someone could make several fortunes if they could prevent the theft of that data.

Feb 09, 2016 05:00 PM
Elyse Berman, PA
LoKation Real Estate - Boca Raton, FL
Boca Raton FL (561) 716-7824

Robert Siciliano Glad I caught this one this morning.  It's amazing how much time and effort the bad guys put in instead of channeling that energy into something positive.

Feb 09, 2016 06:54 PM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

There are such benefits to the internet/cloud/web and such negatives. Remembering all the different passwords and changing them is such a PITA but so important. Data safety cannot be stressed enough.

 

Feb 09, 2016 06:59 PM
Sham Reddy CRS
Howard Hanna RE Services, Dayton, OH - Dayton, OH
CRS

Please watch what you subscribe to and purchase!!!

Feb 09, 2016 07:53 PM
Debra B Albert, PA - Keyes Realty
Keyes Realty Treasure Coast, 34986 - Port St Lucie, FL
Ron and Debbie 772.708.3292

Maybe we should just cancel the internet?

Feb 09, 2016 07:55 PM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Evil never sleeps...but one day, when it does, it will have nothing but nightmares

Feb 09, 2016 11:00 PM
Brian Schulman
Coldwell Banker Residential Brokerage, Lancaster PA - Lancaster, PA
Lancaster County PA RealEstate Expert 717-951-5552

It's scary that information that can cost us so dearly can be purchased so cheaply!

Feb 09, 2016 11:20 PM
Karen Fiddler, Broker/Owner
Karen Parsons-Fiddler, Broker 949-510-2395 - Mission Viejo, CA
Orange County & Lake Arrowhead, CA (949)510-2395

How do you know this? Hmmmm. Seriously, this is really interesting. 

Feb 10, 2016 08:55 AM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

I had no idea. This is so scary. I do not do my banking online but do buy things .

Feb 10, 2016 08:41 PM