Mortgage and Lending with American National Bank & Trust NMLS #268590

I thought this was an excellent title to write behind because it could lead in so many different directions.   Don't you want to know "The Inside Story" ? Of course you do.   It's like having a special lane all your own on the highway.   It's knowing the best information you can get on any subject.

I want to divulge "The Inside Story" of home loans and mortgages to you.   I want to share with you whatever you need to know to get the best possible mortgage for your purchase or refinance.   I help people get through this very difficult process in the smoothest and most efficient way possible.

There are new mortgage regulations in effect that didn't apply a few years ago.   This isn't your daddy's world anymore.   You have to jump through additional hoops nowadays and I am here to lead you through the gauntlet.

American National Bank and Trust is a Virginia based bank with branches out of state too.   We are a community bank and have the same government loan programs as the big banks and Internet lenders except we are local.   The bank has been serving Virginian's financial needs for over 100 years.

So if you want the truth about your unique financial situation, let's talk.   I am here in Virginia and am referred to as "The Virginia Mortgage Expert" because this is what I have been doing for over 30 years.   I know Virginia and I know all about Virginia Home Loans and Virginia Mortgage Loans.

Call me, email me or come by one of my three offices and meet with me face to face.   Whichever method works best for you is fine with me.   We will go over your housing plans and I will give you "The Inside Story" to your loan.

Whether you are buying a lot to build your home, you have the lot and now want to build your dream home or you want to get a mortgage to purchase a new home; I have a variety of products to fit your mortgage loan needs.

I also have many loan products to help you if you already own your home.   Whether you are adding to your house or doing remodeling inside your home, you want to lower your interest rate to today's low rates or you need to draw cash out of your home; I have "The Inside Story" on refinancing.

It's in your hands now.   You now have the ability to know how mortgages and refinances work so you can make an educated decision.   If you are thinking of financing your future now, let's talk so I can share, . . . . . 






Deanna Early is the # 1 ranked Mortgage Loan Originator in Franklin County, Virginia as scored by the ActiveRain real estate site.   She is a Nationally Licensed Mortgage Loan Originator for American National Bank and Trust located near Smith Mountain Lake, Virginia.   She does both purchase and refinance loans throughout the state of Virginia.   She is a residential loan originator and provides home loans, construction loans and lot loans as well as second or vacation home loans and investor financing.

Please visit her website at   and learn more in the Virginia Mortgage Blog

You can contact her for your financing needs at (540) 721-2349 or by email at  ""

The views expressed in this post are mine only and do not necessarily reflect the views of American National Bank and Trust Company.   Any scenarios presented are for illustrative purposes only and are not intended to refer to or represent any actual or specific clients, negotiations or financial transactions.


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Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Deanna. Great title for your post. You clients are wise to have you handle their mortgage, so that you can coach them through the entire process.

Mar 01, 2016 07:41 PM #1
Alan Kirkpatrick
Austin Texas Homes - Round Rock, TX
Alan in Austin

Deanna Early 

I really do like the Title. Good information in this post too. Have a great week. 

Mar 02, 2016 08:54 AM #2
1~Judi Barrett
Integrity Real Estate Services 118 SE AVE N, Idabel, OK 74745 - Idabel, OK
BS Ed, Integrity Real Estate Services -IDABEL OK

30 years as the Virginia Mortgage Expert is awesome!

Mar 04, 2016 08:20 AM #3
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DEANNA EARLY - - ( NMLS # 268590 )

Highest Ranked Mortgage Loan Originator Virginia
Can I help you with your Home Mortgage question or application
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