Buying a Home
Working with an experienced Realtor that has a network of reliable and honest professionals is key to a successful closing!
Home Buyer's Checklist
1.Most important is getting your financing in order before you start looking, this will save you time already knowing what you qualify for and what type of financing you'll need. Not all properties will qualify for FHA or VA financing.
Side note: Don't go out and buy a new car or boat if financing is requires hold off until after you close on your new home.
2. Work with a lender that you and your Realtor can easily communicate with. Stay with one Realtor when you start looking, all local Realtors have access to the same MLS. Be honest with your Realtor the more information you can provide the better they can help you.
3. Determine your needs vs your wants; what are you willing to compromise on. Once you find the home you're now ready to make an offer.
4. Terms and time line is very important when submitting an offer.
5. Your offer is now accepted. Now what?
6. Get your escrow deposit to the Title Company or attorney.
7. Provide lender with contract to start lending commitment and appraisal.
Next Home and property inspections.
8. Negotiate cost of repairs with seller.
9.Contact Insurance companies for best homeowners Insurance, you'll need to provide this information to your lender.
10. Contact Power/Light and Utility companies for service to be in your name on closing day.
11. Walk through the property before closing.
12. Closing Table! Bring your check and driver's license.
You now have the keys to your new home.
HAVE YOU SERIOUSLY CONSIDERED WHO WILL REPRESENT YOU?
Why Use an ABR®: REALTORS® experienced in Buyer Representation The ABR® Designation is awarded through the Real Estate Buyer’s Agent Council, or REBAC, which was founded in 1988 to promote superior buyer-representation skills and services. REBAC is an affiliate of the National Association of REALTORS® (NAR)