First, you should know that USDA family income caps.
…In other words if you make too much money you won’t qualify for a USDA loan.
Here is the link to check the income for your area…http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do
Important: USDA goes by total household income!
In other words if you are getting a USDA loan with you as the only borrower, but you have a live in boyfriend/girlfriend that also lives in the house.
…and, that boyfriend/girlfriend has a job and makes money – then their money would also be included in the total household income calculation for USDA.
So, please be aware of this before you apply for a USDA loan.
I hope you have a great day! Thanks for reading!