FHA Bad Credit Home Loans - Sayville New York - The Mortgage Outlet
Many home buyers in the Real Estate market in Sayville New York do not realize that our government insures loans for those with bad credit. Need a home mortgage, but you are concerned about your less than perfect credit? You have come to the right place. Ask me a question
An FHA insured mortgage can get you into a new home even if you have bad credit. The Federal Housing Administration aka the FHA inures these loans with the lenders so they are willing to take on greater risk as the Government will buy back the loan should you default on it. Even if you have had accounts forwarded to collections, filed a bankruptcy in the past or have high debt, you still might qualify for an FHA guaranteed mortgage.
FHA mortgage’s require a lower down payment then most conventional mortgages and allow up to six percent seller concessions to assist you with your closings costs. So buying your first home with bad credit might not be out of reach. The First step is our simple on-line quick application.
We at The Mortgage Outlet have help guide many borrowers who describe themselves as having poor credit, but are now happy homeowners. The truth is that you and many other of today’s borrowers might qualify for an FHA insured over a conventional mortgage
Unlike many web sites out there we actually process you paperwork from the initial loan qualification to the closing table. We at The Mortgage Outlet do not have partners who we work with we work directly with the lender to process your file and close you as quickly as possible.
We at The Mortgage Outlet have been helping borrowers get into their dream home for over 30 years. We never judge you based on your credit history. So stop hesitating!! Just click on ASK ME A QUESTION and let get stated toward getting you into your dream home. You can also call us today at 631 589 3600 and speak with one of our licensed loan originators today.


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