How to Find the Home That's right for YOU!

Real Estate Agent with Coldwell Banker C&C Properties

For the majority of home-buyers, finding the right property to buy is often the most difficult step of the home buying process - more difficult than saving for a down payment or getting a mortgage. Before you start your search, consider these four important factors.


1. How much house can you afford? Knowing what you can afford will help you narrow your search to homes within your budget. The basic rule of thumb is that no more than 28% of your gross annual income should be applied to your mortgage, insurance and property taxes.

  • Get pre-approved for a mortgage to help you define your price range.
  • Make a list of expenses you'll have when you become a homeowner, including homeowner's association fees, property taxes and private mortgage insurance.
  • Factor in costs associated with continued upkeep and maintenance.


2. What type of home do you want? What features make up the ideal home for you and your family? How many bedrooms and bathrooms should it have? Do you want a pool? Do you want a detached home and a big yard, or a condo with a patio? Conversely, what features would eliminate a home from your list of prospects? Knowing what you want, and don't want, will help you focus your search on homes that fit your needs.



Top Reasons for Purchasing a Home

  1. Desire to own their own home.
  2. Desire for a larger home.
  3. Job-related relocation or move.
  4. Change in family situation.
  5. Desire to be closer to family/friends/relatives

The average home purchased in 2015 was a detached, single-family, 2,000-square-foot home with three bedrooms and two bathrooms.


3. Location, location, location! Choosing real estate is more than whether you want to live in the city, in the suburbs or away from it all in a rural area. Your neighborhood matters. In fact, 59% of recent buyers said that quality of the neighborhood was the top factor influencing where they lived. Whether you want a house in a great school district or one that's convenient to health facilities, defining the qualities of your ideal neighborhood will help you narrow your search area.


Top 5 Factors Influencing Neighborhood Choice

  1. Quality of the neighborhood
  2. Convenient to job
  3. Overall affordability of homes
  4. Convenient to family/friends
  5. Design of Neighborhood

4. What's your lifestyle? Single home-buyers may have different needs than married buyers, or buyers with children, and all of these groups have different needs than retirees looking to downsize. What about you? Are you single and want to live in the heart of a busy urban area? Do you have one or more children and want to live in a family-oriented subdivision with a pool and recreation center? 

Perhaps you want your children to grow up near cultural amenities only found in urban areas. Your current stage of life, as well as your desired lifestyle, often influences the type of areas and neighborhoods that appeal to you. Once you determine your priorities, you can focus your home search to only those that match your desires.

FACT: Homeowners lived in their homes for a median of 9 years before selling. However, recent home-buyers say they expect to live in their home 14 years.

Top 3 Reasons Buyers Chose a Home

  1. Size
  2. Room layout/design
  3. Price (tie)
  4. Neighborhood (tie)

Are you ready to start your home search? Let's discuss it! Once you've defined what the right home looks like to you, pop into the office or call us and we'll discuss your options and I'll give you the scoop on what to expect during the process. Finding the right home can be a difficult process; however, with an experienced professional by your side, you're sure to make the right decision.

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Chris and Maria Jeantet, "the real estate couple"


CALL Chris at (530) 510-0810 or Maria at (530)510-8880






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Redding CA Real Estate Couple
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