Can't Qualify To Buy? Now Roommates Can Help!

Real Estate Agent with Brokers Guild Cherry Creek Ltd IA100052670

Have you been told you just can't qualify to buy a home? 

Do you have roommates that help with rent now?

Do you feel like you are throwing away your rent money? 

Been turned down for home loan?

Now anyone living under the same roof can HELP the qualifying process with a new FNMA loan called "HomeReady™." 

The loan that DELIVERS home ownership for the way we live today! 

  • If ANYONE lives with you, their income can be added to help you qualify (No credit report on household members living with you!) 
  • Roommate or Boarder income is allowed and names NOT on the title!
  • 3% down payment (gift funds from ANYONE are A-OK) 
  • It's tax time... start thinking! 
  • FICO score accepted down to 620 
  • Couples with one having bad credit can help qualify and NOT be on title so credit is not counted. 

The Transition Living Real Estate Team™is presenting Two opportunities to come and hear about this new loan product and get to know how you can become a home owner! 

First event is happening this coming Wednesday at the O'meara Ford Center 104th and I-25.     Northglenn, Colorado in the Community Room April 13, 2016 7-8:30 pm 

        Omerea Ford Center I-25 104th Ave                                  Omerea Ford Community Room


Debbie Everly with Megastar Mortgage will be the loan officer presenting the home buying loan options in the Denver Metro Area.  

Debbie Everly loan office Megastar Mortgage

Debbie Everly,

Mortgage Loan Consultant               

(D: 720-214-7675

(C: 720-717-8201

(F:  800-884-7280


 Address:   9556 Park Meadows Drive #100,   Lone Tree, CO  80124

NMLS# 314021 - CO License # 100023859  -  AZ License # 0915494  -  CA License # DOC-314021


The Second event will be at the Brokers Guild North office 12050 Pecos Suite #180 in Westminster, Colorado Saturday May 21, 2014 10-11:30 am 

The Transition Living Real Estate Team™will be at all the events to help buyers understand the process of buying a home.  

  1. Who pays for the commission
  2. Getting qualified before shopping for a home
  3. Identifying home needs and wants
  4. Contract process
  5. Inspection and Resolution
  6. Insurance
  7. Closing and Possession   

Check out our other FREE workshops and RSVP for as we have limited space! Or Call 720-416-1984 or

Learn about everything you will need to go forward with the American Dream of Home ownership through the new FNMA "HomeReady™" loan program.  

Remember Roommate or Boarder income and even Grandma if she is living with you can help qualify!  

Hope to see you there!  



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Susan Laxson CRS
HomeSmart Professionals - La Quinta, CA
Local Knowledge & Global Network

Carra, this is great news for buyers who need extra income in order to get a loan and helps families too! Thanks for sharing!

Apr 06, 2016 08:58 AM #1
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude


So nice to talk with you about this!

Sounds like a terrific program. It's nice to see some ne programs that offer some creative solutions for today's buyers!


Apr 06, 2016 09:03 AM #2
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Carra- what a good program for people who want to buy a home.  And it's good to get the word out so that agents can help their buyers. 

Apr 06, 2016 10:49 AM #3
Carra & Shae Riley
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!

Thank you Kathy Streib  for the like.. this is going to be an amazing help to buyers struggling to qualify today!  

Apr 06, 2016 10:50 AM #4
Michele Cadogan-Cell 917-861-9166
Fillmore Real Estate 2990 Av U, Bklyn , NY 11229 - Brooklyn, NY
Licensed Real Estate Associate Broker -

I recently saw a clip on PBS featuring the housing market London England  in which strangers a getting together to purchase homes because the market is tight.  Low inventory and high prices with tough lending guidelines. So the roommate consideration is  not so far fetch.

Apr 06, 2016 01:01 PM #5
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Carra Riley ... you know my opinion ... Debbie Everly is one very lucky mortgage consultant to have found a friend in you!  I know you and Debbie will make some magic together ... and your mutual clients will reap the many benefits from it.  Best of luck to you with your seminars ...


Apr 07, 2016 05:35 AM #6
Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

Now tell me that they also do this loan with bank statements rather than tax returns and I have a couple of clients that can qualify to purchase.

BTW, Doug going 'active' again in about a week on that home......will keep you updated as things progress. He has been getting it ready.

Apr 10, 2016 01:00 AM #7
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Carra, great information for those first time buyers that think they cannot qualify.   

Apr 10, 2016 11:33 PM #8
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Carra & Shae Riley

Helping people Transition at all ages!
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