Anyone who is thining of becoming a homeowner and is needing to borrow money from a mortgage company to complete their purchase is going to have to face the reality of their credit report. For those who have managed their finances and credit well in the past, this is no obstacle. However for anyone who has had interruptions to their income, employment, or even their marital status, they may have some challenges on their credit report that make it more difficult or impossible to qualify to borrow mortgage money to purchase a lethbridge house.
From 2007 to 2016 I have held an Alberta mortgage brokers license in addition to my real estate brokers license. This has allowed me first hand access to the lenders and to learn their policies and procedures. If you are thinking of buying, the first thing we should do is talk about your finances andn credit situation. Give me a call and lets chat.