I found this great template HouseValues offered to its subscribers and thought the ActiveRain community could use it too. I like it because it doesn't address the reader as possibly being in foreclosure but puts it in the third person for someone they might know in a foreclusure situation. Kinda cleaver.
Dear {ProspectFirst},
In today's market, more and more people know someone who is struggling with their mortgage payment as a result of a sharp increase in their interest rate or other loan factors.
If you know someone who is facing a possible foreclosure, I have information that can help. And the sooner we act to help someone in this position, the better the outcome. Because once a house starts to go into foreclosure, it can be difficult to stop and the ramifications can be long lasting:
- the owners may face substantial late fees
- the owners may loose all of their equity
- the owners may suffer with a mark on their credit that will take years to erase
But, this does not have to happen. There are a number of effective strategies to help the homeowner forestall a foreclosure. Renegotiating the loan is one possibility. Two other options are a short sale (sell for less than the loan amount with bank approval), or a quick sale (sell for more than the loan amount but at a lower, more attractive market price).
As a full service real estate agent, I am committed to help clients with all their housing needs. Whether it is to help preclude a foreclosure, pull equity out of their home for investment properties, or assist them in either finding a new home or selling their current one, I have the knowledge and the expertise to make the process go smoothly.
Foreclosure is a nationwide problem, but it's also in our own backyard. If I can help you or anyone you know hold on to their home (or minimize their losses), please call or email me. I appreciate the opportunity to be your trusted real estate resource.
Warm regards,
HouseValues presents this template for anyone to use as they wish. Thank you.
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