Fear of the unknown.
Fear of rejection.
Fear of commitment.
Fear of responsibility.
Fear of answering the unanswerable.
One of the best ways to alleviate and overcome these inherent fears is to align yourself with experienced professionals that you can trust.
The two professionals that you will have the most contact with during the process will be your real estate agent and your mortgage loan officer so it is important that you take your time during the selection process. Make sure that you have a good rapport with them, make sure that you feel comfortable discussing private financial matters with them.
Once you have chosen the professionals, it is important to remember that THEY ARE THERE TO HELP YOU! They are on your team. They are your advocates, your cheerleaders and they have a vested interest in your success.
They should answer any and all questions that you have about the home buying process and never make you feel silly.
There are NO DUMB QUESTIONS. (8 Simple Steps to Buying a New Home)
They should take the time that it takes to make sure that you are well informed and comfortable at each step along the way. They should respond to your emails, texts, phone calls, etc. promptly.
You should understand that everyone who applies for a mortgage undergoes the same scrutiny, the same "invasion of privacy", the same feeling of uncertainty.
Don't take it personally.
With the proper support and guidance from your real estate professional and your mortgage loan officer, you can complete the process and ENJOY LIVING IN YOUR NEW HOME.
*Handpicked image courtesy of jesadaphorn at FreeDigitalPhotos.net