My son has a Christmas Countdown Calendar
but I confess that the on 25th of every month I take note of how many months to Christmas.
If you are just now contimplating purchasing a home and wanting to be in by Christmas you need to get on the stick NOW!
Your first step is to go to a lender and see what you can borrow. Banks, Credit Unions, and Mortgage Brokers each have slightly different lending rules they must follow so I recommend you check with one of each. Find out how much money you need to "have down" to obtain your home. If you don't have that money saved up then just remember... Christmas is 6 months away. Time to save! You might also want to remember once you apply for that loan DON'T SPEND! I've seen several dreams of home ownership end because buyers thought.. I have that much credit, I should go buy a new pickup too. Nothing will sink your loan faster than buying a new vehicle just before closing.