The "Wet" Signature Doesn't Have To Be Wet - Exactly

The "Wet" Signature Doesn't Have To Be Wet -

Exactly

Wait....what? 

You heard it here first folks, a "wet" signature doesn't necessarily mean that the ink hits the page. At least not with one lender.

I learned something a couple weeks ago that saved time and money for my buyer. At the last minute, there was a document which needed to be signed and electronic signatures were not accepted. 

Ugh....that always makes me nuts. 

In this case, we were trying to close on a Friday (never my favorite). This document showed up very late in the process and we had a tiny window of time to get the paper signed. The buyers had a laptop, but no printer.

I pleaded with the lender to find another way to make this work. How can we get the original back in time, it would need to go over night and that would be too late.

"Oh...we don't need the original back, you can just fax/email the document once it's signed." 

Well....if you don't need to see the ink on the physical page, then why "wet" signatures? She explained that they need to see the signature written they way one would sign their name.

Hmmmmm

How about this? In PDF you can create a signature by drawing on the screen and it looks like your own signature....I mean you're drawing the signature, so of course it would. What if we did that and then emailed the PDF back to you?

"Perfect!!!" 

So we did! We signed the document on the laptop using the PDF signature option and closed on Friday.

Guess "wet" doesn't have to be a damp experience afterall. 

To sign on a PDF, you look under Tools and there is an option which says "fill and sign" and from there you can create your signature. Once created, you can drag and drop to the signature line of any PDF.