Approved good credit how much do you need? What about Donald Trump?

Services for Real Estate Pros with Credit Score Boost - USA Credit Solutions

People desperate for credit, flood our support centers with statements like this or "I need a large amount of credit."

Credit Approval for Bad Credit


In todays informational blog we will talk about what you need.

First of all we have to divide people into different kinds of groups.

There are people with

1) Excellent Credit

2) Good Credit

3) Not so good credit

This keeps it simple.


No matter what group you fall in, everyone must have enough credit to offset debt. So let's talk about a controversial Presidental Candidate Donald Trump.

Trump has a lot of money right ? Does this make his credit good ?  Depends on what deal you are trying to finance.  Surely his name maybe a alone enough or bad depending on whether you like the guy or not.

I want to use him as an example because recently his agent called us.   The broker asked for a me personally.  The call went like this:

"Hello my name is, so and so and I am driving my Rolls Royce down the street.  I am an agent for Mr. Trump who you met last year at a business seminar.  He wanted me to call you because Mr. Trump just suffered a problem where one of his unlimited account credit cards was cancelled.  He used the card at one location, then the next location it was declined. As you can imagine who he is, how embarrased he was pulling out another credit card to use.  We called the credit card company and they said because of a new law (one that Mr. Obama en-acted called the credit card reduction act) credit card companies had to cut down the amount of debt.  They apologized that their computer did it randomly and was unfortunate that Mr. Trump was one that was affected by this.  However now he would have to re-apply for a new credit, which would be significantly lower. Can you help Mr. Trump get some credit to offset his debt?"


Now we don't have tradelines higher than $10,000 in a single amount, but we had a partner at the time that could help.

The point is this no matter what your credit is, you have to offset that debt.  Your available credit must outweight your debt more than 60%  So if you had $4,000 debt you need $6,000 available credit to offset this at the bare minimum. It would be better to have $14,000 available.  Depending on how much your income is, because if you have a lower paying job, your debt to income ratio would be affected if you are applying for a mortgage.

So it is a balancing act, but it is always acheivable no matter what credit rating or how much debt you have.


So what is the solution ?


If you have way too much debt and you have time before getting the lending you need. We recommend first to pay your debt down.  http:://


But if you are already applied for credit or you need something quick even before you do some credit restoration yourself or with a professional, you need credit.

http::// has the add some good credit option to help you.


Okay maybe you are getting close to retirement, or you are reading how bad the retirement will be, then you really need some credit and you need retirement advice. Again we can help http:://


Maybe you have enough credit but you are wanting to learn how to invest this credit and money you have, then we can help educate you http:://


We have a 12 step program that can help people at all stages of their financial life.  It is smarter to get started now, so why now learn more and visit our site today ? http:://


We wish you the best success!






Comments (4)

Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Hi Edward Gomez!

Thanks for a humorous post highlighting how credit line reduction can happen to anyone!

We like your writing style!

We wish you great success with your blog posts and networking with other members of Active Rain!

We clicked the “Follow” button on your profile so that we will be alerted to your future blog posts and can read and comment on them, and we invite you to "follow us" - should you be interested. There is no requirement or obligation for you to do so, but we would be honored if you choose to do so!

Aug 01, 2016 06:10 AM
Edward Gomez
Credit Score Boost - USA Credit Solutions - Affton, MO
Credit Score Boost USA

Thanks  I wish you success also in this unpredictable economy, hope we can help your pipeline.

Aug 01, 2016 07:14 AM
Dave Halpern
Dave Halpern Real Estate Agent, Inc., Louisville, KY (502) 664-7827 - Louisville, KY
Louisville Short Sale Expert

Many potential home buyers are 3 to 6 months away from repairing their credit and qualifying for a home. They need a good credit repair company, a patient mortgage broker, and a caring Realtor who will guide them through the process.


Sep 04, 2017 05:58 AM
Edward Gomez
Credit Score Boost - USA Credit Solutions - Affton, MO
Credit Score Boost USA

This is true Dave, but if they start credit repair before they add some good credit, then they can lose they score, it can drop to zero because there is no more credit history.  Always get one of our prepaid credit cards or tradelines first.

Sep 10, 2017 11:20 AM