What Was Your Most Memorable Closing Story?

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 What Was Your Most Memorable Closing? 

That’s the question I posted on Facebook recently and got 18 hilarious and not-so-funny responses.  

I wanted to share some of them with you

  •          I had one where I had to separate the family.  The property was in an estate and one thought they should get more money than the other.  It wasn’t pretty.
  •          The buyer and seller got into fisticuffs as the closing.  Physical contact, and I don’t mean hugs.
  •          My son and his wife bought their first home.  The sellers were elderly and moving from a home they lived in for 40 years and they were moving to a nursing home.  Mrs. Seller cried the whole time because she was so happy the home was going to a young couple, and before long, everyone in the room was crying.
  •          I closed a loan for a guy whose first name was Elvis.  He thought he WAS Elvis and wore jumpsuits.  At the closing, he stood up to leave and the zipper on his jumpsuit broke.  I tried to look away but didn’t (if you know what I mean). 
  •          When the wife saw the hubby’s Victoria Secret bill on the final  loan application form  with a balance of $2,400 and none of it was for her, the loan didn’t close.
  •          The buyer was renting from the seller and they got into a fight at the closing.  The buyer ran out of the room and seller started to chase her through the hallways. It finally did close.
  •          A sweet, elderly couple bought a home and Mr. Buyer was old enough to be a little confused.  So Mrs. Buyer wrote the date on a piece of paper telling him that he had to use this date when signing the documents.  Halfway through signing the papers, he looked confused and he asked, “Is this really January 31?”  Mrs. Buyer replied “It’s going to be &%$#%^& February if you don’t get those damned papers signed.”  I had to pinch myself to keep from laughing. g. 
  •          I closed a loan for a WW II veteran who bought his first home.  He was 94 years old.
  •          There was a couple who were moving from SC to Florida.  They had rented a moving van with all of their belongings and drove by it one last time before closing.  When they arrived at closing, they told everyone that they decided not to buy the home.  However, they finally realized that they had no other place to go so they decided to close.  During the closing, they got upset with the real estate agent and threw a stapler at him. (Thank goodness he missed.)  When they left, the attorney could not find the $5,000 cashier’s check they gave him.  The attorney and the agent went over to the house and told them they could not unload the moving van until the check was found.  The next thing that happened was that the buyer drew a gun and said they didn’t know anything about the missing check.  The paralegal who went with them peeked in their car and the check was on the front seat.  They said their son must have picked it up and put it in their car, hmmmmm!
  •          I had a borrower call me from the bank and ask who they should make the check out to.  I told them the title company.  When it came time to hand over the check, it was made payable to “The Title Company.” 
  •          I closed a loan for a Native American man in his 50’s.  First-generation homeowner and he purchased a home so his grandchildren could move off the reservation to go to good schools and get away from their alcoholic parents.  He cried when we told him his loan was approved.
  •          We had to close a loan for a buyer who was in the hospital.  We had to scrub down and wear scrubs, go into the operating room before the procedure to get them to sign the paperwork.
  •          I had a buyer who was claustrophobic.  We had to take the loan application in the lobby and closed the loan in our hallway.  Funny thing is that she bought a 900 sf condo. 
  •          I took a loan application for an elderly lady who told me that she has been living in her van for 3 years, to save all the money she could for a down payment.  Many issues had to be resolved but there were many happy tears at the closing. 
  •          An engaged couple had to sign off and initial the liens on the title that were not theirs.  When it came to the child support one, he said “Yes, that’s me.”  She screamed, “YOU HAVE A CHILD?”  The loan never closed. 



Comments (32)

Ron Barnes
Associate Broker at Berkshire Hathaway Home Services Georgia Properties - Jasper, GA
"Most agents claim they're #1 - I THINK YOU'RE #1!

Missed the first chance, but mine would be working for my mother-in-law who questioned selling the house to a minority! Then we got to closing, and I thought they might have to pull me off of her!

Aug 03, 2016 01:10 AM
Kat Palmiotti
406-270-3667, kat@thehousekat.com, Broker, eXp Realty - Kalispell, MT
Helping your Montana dreams take root

The Victoria Secret balance and the unknown child support must have been quite surprising! Thanks for sharing these!

Aug 03, 2016 01:50 AM
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Not sure I can top Elvis ... or drawn guns, Karen Deis ... but have had my fair share of head-scratching, chuckle-muffling, "I'm just glad it's over" Closings over the years.  I'm thinking you might have the start of a real good book here though ... 


Aug 03, 2016 04:02 AM
Karen Deis

Would love to hear some of your stories.. Do tell! 

Aug 03, 2016 05:26 AM
Karen Feltman
Cedar Rapids/Iowa City, IA KW Legacy Group - Cedar Rapids, IA
Relocation Specialist in Cedar Rapids, Iowa

Someone threw a stapler?  Oh my goodness.  I would guess that client was off the Christmas card list, as well as the one that pulled a gun!  Yikes.  Thank you for sharing.

Aug 03, 2016 06:10 AM
Jan Green
Value Added Service, 602-620-2699 - Scottsdale, AZ
HomeSmart Elite Group, REALTOR®, EcoBroker, GREEN

Love that SC to Florida story - what a winner!  And thanks for the chuckles on the other stories. Read them all!

Aug 03, 2016 11:30 AM
Margaret Rome Baltimore 410-530-2400
HomeRome Realty 410-530-2400 - Pikesville, MD
Sell Your Home With Margaret Rome


I sold a home to sisters who were in their mid 90's. I was releaved that it was a cash deal and a very quick closing.

but....This is my best close ever.

Aug 03, 2016 01:24 PM
Marte Cliff

Margaret Rome, Baltimore Maryland We want to see your story, but the link isn't working... 

Aug 04, 2016 03:56 AM
Karen Deis

Sorry, could not access the link.  

Aug 03, 2016 11:00 PM
Beth Atalay
Cam Realty and Property Management - Clermont, FL
Cam Realty of Clermont FL

Good morning Karen, these are some closings you will never forget. Thanks for sharing.

Aug 03, 2016 10:45 PM
Dana Cottingame
Coldwell Banker Residential Brokerage - Dallas, TX

Love the closing stories.  I had a buyer go into labor the night before closing. The seller had already said close on time or I take another buyer. We did a mobile close in a hospital room with an 8 hour old infant.  I was in awe of how calm the buyer was 8 hours after giving birth.

Aug 04, 2016 12:42 AM
Will Nesbitt
Nesbitt Realty at Condo Alexandria - Alexandria, VA
Nesbitt Realty is a family-run brokerage.

(800) 535-3343 Karen Deis in Education & Training with ApartmentToolKit.com.

Aug 04, 2016 03:24 AM
Marte Cliff
Marte Cliff Copywriting - Priest River, ID
Your real estate writer

Those are wonderful stories - even though the ones that didn't close were a bit sad. 

I have two most memorable. One was when a friend of my son's bought his first house and brought flowers to closing for both me and the lender. 

Another was when the attorney handling the closing threw a temper tantrum over paperwork he'd done incorrectly. He walked out and left his secretary to sort it out and get it done. A year or so later I read that he'd been disbarred. 

Aug 04, 2016 03:59 AM
Karen Deis

Love your story about the flowers. His mother taught him well. 

Aug 04, 2016 04:02 AM
Melissa Spittel
Coldwell Banker Residential Brokerage - Westminster, MD
"Achieving Results Together "

I thoroughly enjoyed reading this post. You just never know what may happen up until the keys are (or are not) exchanged.

Aug 04, 2016 09:13 AM
Mary Hutchison, SRES, ABR
Better Homes and Gardens Real Estate-Kansas City Homes - Kansas City, MO
Experienced Agent in Kansas City Metro area

Oh my, this is ALOT of unusual stories for one agent!  I really don't have an unusual closing story....thanks for sharing!

Aug 05, 2016 07:06 AM
Theresa Akin

One closing I had was when my sellers walked in and she had a black eye and a few contusions. She tried to camouflage it with makeup. They signed papers and unbeknownst to him were a couple plainclothes police officers in the other room. Her lawyer had arranged it so the husband could be arrested for assault after the closing. it would be one less thing to deal with before filing for divorce. He had absolutely no clue. Good news she never took him back. That was 6 years ago.

Aug 06, 2016 04:58 AM
Karen Deis

OMG, a sad story with a happy ending....Thanks for sharing. 

Aug 06, 2016 06:27 AM
Harry F. D'Elia III
RentVest - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

There are several stories that come to my mind. We just do what we do--CLOSE

Aug 08, 2016 12:15 AM
Karen Deis

Oh, would love you have you share one of your most memorable. 


Aug 08, 2016 12:50 AM
Patrick Willard
Rio Rancho, NM

I sold a property for an investor client, an elderly man with health issues that wanted to sell all of his rentals for estate planning reasons. They buyer's were "credit challenged" so the financing was set up with a 75% first, 20% seller carried second and 5% down. Buyers were supposed to close at 2:00 PM. When I didn't have a HUD to review by 1:00 I called the title company. No loan package. When we still didn't have a loan package by 3:00 I drove to the title company.

I talked to the buyer's agent. I asked him to call the lender. He refused saying "It gets here when it gets here." Title said the lender said it'll be there anytime but had stopped answering/returning their calls. When I left the closers office and returned to the title company lobby the buyer's agent was gone. I asked the buyers (the husband, the wife was crying) where their agent went. He said their agent said "Well we're not closing today and I'm too busy to sit around here" and then left.

 The title company rep and I helped the buyers arange a motel room and title let them park their Uhaul over night in their lot. We sat with them until the wife was calmed down, around 7:00 PM. We did get it closed the next morning, without their agent who didn't show.

Three years later when a job transfer took them out of state they called me to list their house.

Aug 08, 2016 01:00 AM
Dale Taylor
Re/Max 10 New Lenox Illinois - Frankfort, IL
Realtor = Chicago Illinois Homes Townhomes Condos

I so enjoyed your blog I added some of my own and reblogged.  Thanks for the inspiration.

Aug 15, 2016 07:23 AM
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • Green • GRI • HAFA • PSC Calabasas CA

I prefer to remember nice closing and forget about crazy ones. 

Nov 04, 2016 10:01 AM


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