What to expect from and FHA Appraiser

Real Estate Agent with Remax Greater Atlanta
Due to the more strict lender's guidelines, FHA loans are on demand. FHA loans can be obtain with less credit scores and lower down payments. However, the house condition has to meet minimum FHA standards. Lenders will hire a HUD Approved Real Estate Appraiser to determine if the home to buy meets minimum FHA standards. Therefore, it is very important that Buyers do not purchase a house alone and hire a REALTOR that is familiar with FHA requirements. Using a Realtor that is not familiar with the FHA requirements can cause closing delays and lost of money. If the Buyer's Realtor cannot determine what are the possible problems of a property before the offer is written, it would be too late and the Buyer will not know about any problems until the FHA appraisal has been completed. Typically in the loan process, the appraisal is ordered very close to the closing date. If the appraiser finds negative conditions, the loan cannot close until these conditions are satisfied. FHA appraisal conditions are based on safety, significant repairs, functional and external influences on the property. If these conditions cannot be satisfied, the buyer could loose the earnest money, appraisal fee ($375-$500) and time. If you are planning to purchase a home in the near future, you might be needing an FHA loan. FHA loans are great. All you need is a good Realtor with FHA experience. I have more than 10 years performing FHA appraisals in the Atlanta Metro and more than 3 years helping buyers in the purchase of their home. Please call me at 678-414-5825 for a free consult. Looking forward to help you find your next or new home. I will work hard to make your closing hassle free. Alex C. Gonzalez-HUD Approved Appraiser REALTOR Remax Greater Atlanta 770-291-0100 alexgonzalez@remax.net www.zalezrealty.com

Comments (14)

Glenn Prieto-Commercial Real Estate Lender
Colonial Pacific Financial - Miami, FL
Hi Alex & Welcome to activerain.  Go to http://www.colonialpacificfinancial.com/ to see our commercial loan products.  Colonial Pacific is a direct commercial lender and lend in all 50 states(esepecially in Georgia-commercial properties cash flow very well there).  Call me if you have any questions or want to run a scenario by me.  Thank you for your consideration.
May 02, 2008 09:45 AM
Keith Elliott Jr
KEIRE Realty Group - Manassas, VA
Principal Broker/Owner

Hello Alex,

Welcome to Active Rain and congrats on your first post! The opportunities to learn and network are incredible here. Best of luck to ya!


May 02, 2008 11:20 AM
Stefan Geyer
SOA Realty - Aurora, CO
Another appraiser who branched into real estate sales > nice!  Good points made regarding the difference between a conventional deal vs. an FHA deal.  I wish you continued success. 
May 02, 2008 11:43 AM
Kay Van Kampen
RE/MAX Broker, RE/MAX - Springfield, MO
RealtorĀ®, Springfield Mo Real Estate
Alex, welcome to Active Rain and congratulations on your first post.  Active Rain is filled with tons of useful information that will help increase your website presence and your referrals.  We also have a group of RE/MAX Active Rain Bloggers.....join in the group and see what your fellow agents are talking about.  Happy blogging.
May 02, 2008 02:40 PM
Bill Kennedy
Keller Williams Greenville Upstate - Greenville, SC
Homes For Sale Greenville SC

Hi Alex,

Welcome to Active Rain!  This is a great community, and an awesome forum for learning and for sharing.  Watch out though - it's very addictive!  Check out various blogs, and subscribe to some groups that catch your interest (I personally like the Active Rain Comedy Club).

I look forward to seeing what you post in the future!

May 02, 2008 03:38 PM
Kirk Westervelt
Van West Realty - Greenville, SC Realtor -Short Sale Expert! - Greenville, SC
Kirk Westervelt, Broker In Charge, Van West Realty - CDPE - Short Sale Agent - Home for Sale - Greenville, Simpsonvil...

Hi Alex,

My friend Becky Clark might be out of your office. She's a sweetheart and a fantastic Realtor!

Welcome to Active Rain! 

May 02, 2008 04:57 PM
Benjamin Clark
Homebuyer Representation, Inc. - Salt Lake City, UT
Buyer's Agent - Certified Negotiation Expert

Welcome to Active Rain! For some tips on how to get started here, check out my blog entry at ActiveRain Fast-Start Tips for Quick and Easy Points

Happy blogging and good luck!

May 02, 2008 06:25 PM
Dorene Shirley
The Mortgage & Property Connection - Campbell, CA
Silicon Valley Real Estate

Welcome to the Rain, make sure that you browse the site and become familiar with everything this site has to offer.  The more you browse the more you will learn.  I have found this site to be really helpful to me.  If you have any questions, please don't hesitate to email me, I will do whatever I can to help.


May 02, 2008 11:52 PM
Greg Steffens
Mountain Country Realty - Lake Arrowhead, CA
Hey Alex - Welcome to Active Rain and congrats on your first post.  Be sure to spend some time looking around at what and how others are blogging here.  It is a great education and lots of fun.  Looks like you're off to a great start...keep it up!
May 03, 2008 01:36 AM
Brad Andersohn
Retired Executive Director of Education at eXp - Boulder Creek, CA
ActiveBrad - 707.646.1876
Hi Alex

I see this is your first post on Active Rain.  Congratulations!!  I just wanted to welcome you to a fantastic Real Estate Industry Network!  Welcome aboard, I hope you'll continue to Blog, and invite others.  

I’ve added a link to a post called, “NEW MEMBERS – Start Here” that will hopefully get you up and running with the least amount of effort, and also help you to navigate around Active Rain more efficiently.

I hope you'll find this to be a useful post in helping you get started. 

Again, welcome to Active Rain, the best place to start, and have a Blogging experience!

Good Luck to you and your business!  B-)
May 03, 2008 04:08 AM
The Trumm Team Omaha Homes for Sale, Real Estate
Keller Williams Greater Omaha - Omaha, NE

Welcome to ActiveRain!

If you would like a few tips on getting the most out of ActiveRain, please visit my blog Welcome to Active Rain.  It has a few simple steps of what to do now that you have joined.

If you ever have any questions, just let me know.

Troy Trumm
May 03, 2008 05:18 AM
Alex Gonzalez
Remax Greater Atlanta - Suwanee, GA

Thanks to everyone for your warm welcome. I think I am going to like this network a lot. There is a lot of great poeple out there. This is great! Blog you later.


Alex C. Gonzalez

Remax Greater Atlanta

May 03, 2008 02:55 PM
Rick Sergison
EXP Realty of Canada Inc., Brokerage - Pickering, ON
Durham Region Real Estate Blog

I just stopped by to welcome you to Active Rain. I hope that you find it a great benefit to your business and that you see the value that I have also found here. I am from Charlottesville Virginia and using Active Rain has really increased my business!

My main blog on Active Rain is here: Charlottesville Real Estate Blog, not the link at the bottom of this post.

I hope you will look into the many groups as there are some great group both local and broad based,....


May 04, 2008 12:43 PM