For a Buyer, Having a Credit Report is Critical - Know Your Score Before You Speak to A Lender

By
Real Estate Agent with Century 21 American Properties 9051300

Credit reports are a "history" of how a person pays their bills. Credit grantors use them to make lending decisions. Mortgage lenders, banks and mortgage brokers use them to determine your credit worthiness for a mortgage. Obtaining your credit report is critical for the purchase of a new home. Creditors determine your interest rate from your credit.

There are three agencies which will provide you with a free credit report. The agencies are:

Equifax
PO Box 105873
Altanta, GA 30348

Experian
800 N. Magnolia Avenue
#200 Orlando, FL 32803
1-800-749-7579

Trans Union
PO Box 3307
Tampa, FL 33601
1-800-226-6214

I have a sample letter which is very effectively written for you to obtain your credit report. If you would like the letter e-mailed to you, please click here

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Michael Mahoney

Boston Realtor
What is My House Worth?
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