Attention Underwater Homeowners! HARP 2.0 is HERE! Fannie Mae has adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by Fannie Mae by checking the following websites: www.fanniemae.com/loanlookup. Some of the guidelines for the Fannie Mae product are listed at right: -Existing mortgage loan must have closed prior to June 1st, 2009 -Loan must be currently owned by Fannie Mae (Your servicer may be another lender, and still owned by these entities) -Minimum credit score 620 -No restrictions for primary residences combined loan to value -Primary residence, second homes & investment properties are eligible -Existing second mortgage-ok but must be re subordinated -Closing costs can be financed into the new loan -ARM loans capped at 105% LTV For a FREE Consultation to see if you are ready and qualify – Call or E-mail today! Cell 602-421-4300 Cappy.Capozzoli@snmc.com For more information visit: SecurtyNational Mortgage Company
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