Rural Development 100% mortgage for Hamilton County

Mortgage and Lending with Mortgage Loan Officer, Fairway Independent Mortgage Corporation NMLS #2289 Loan Officer, NMLS 184479

USDA Rural Development is an excellent home mortgage program for eligible buyers and homes. The program allows no down payment, 100% LTV mortgage. While there is mortgage insurance, the monthly premiums are less that the premiums for FHA and have actually been lowered effective 11/1/2016. See my post USDA 100% purchase program is now even better.

Buyer eligibility is based on household income limits. For a family of 5 or less the eligible household income is 75,650.

Eligible properties are single family residences in designated rural areas. For Hamilton County, the eligible areas are defined by Thrasher Pike, Hunter Road, and Ooltewah-Ringgold Road. These areas have many excellent homes and developments.

Rural Development mortgage loans have help many buyers obtain 100% financing for the purchase of their primary residence. If you have questions about income or property eligibility, please contact me.

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Richard Byron Smith
Mortgage Loan Officer
NMLS# 184479 TN# 104002 Georgia Residential Mortgage Licensee, GA#28928
Conventional, FHA, FHA 203k, HUD $100 down purchases, VA,
Rural Development (USDA), THDA and Jumbo Loans

Cell phone: 423-280-0345 Email:
Branch Contact: Fairway Independent Mortgage Corporation,
2115 Stein Dr, Suite 215, Chattanooga, TN  37421
Office Phone: 423-280-0345  Office Email:

Mortgage Loan Officer helping home buyers in Tennessee and Georgia for over 20 years.

Fairway Independent Morgage Corporation
NMLS #2289
Chattanooga, TN

Equal Housing LenderNMLS

Visit my website to inquiry about a home loan.

This blog represents the opinions of Richard Smith. The posts and comments written on the blog do not represent the opinions or positions of Fairway Independent Mortgage Corporation.

 Copyright ©2018 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. Georgia Residential Mortgage Licensee #28928. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.


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Les & Sarah Oswald
Realty One Group - Eastvale, CA
Broker, Realtor and Investor

This is one type of 100% financing that many forgets it exists. Glad you are in the forefront marketing its existence.

Oct 12, 2016 04:28 AM