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MORTGAGE INTEREST RATE LOCK ADVISORY 10/13/16

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Mortgage and Lending with LoanOfficerSchool.com NMLS 291249
MORTGAGE INTEREST RATE LOCK ADVISORY
October 13, 2016, 7:50 AM PT 
  • 1-15 Day Close:   Cautiously Float (see below)
  • 16-30 Day Close: Cautiously Float
  • 31-45 Day Close: Cautiously Float
  • Recommendations can change throughout the day.  
  • Click for current Lock Advice 
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MARKET INDICATORS
Average 30-Yr FRM, up 0.05 points to 3.47% on 10-13-16
Rate Price Based on 3% MBS, Down -0.12 Point. 
DJI Stocks - Currently, $17,997.86, Down ($146.34) -0.81%
Asian & European Stock Market Indexes Down -0.84%
Crude Oil (WTI) - Currently, $50.12, Down ($0.06)
Gold 1 Ounce - Currently, $1,259.60, Up $5.00
 
MARKET REPORTS & ANALYSIS     
  • Lock AdviceThe conservative choice is to lock in this uncertain market. However, the MBS market is now deep into oversold territory and historically could be near the end of its current up move. If you remain unlocked be very careful.
  • Wednesday rate prices increased 0.30 point. This was more than enough to increase rate fees. The market experienced high volatility.
  • 30-year fixed-rate mortgage (FRM) averaged 3.47 percent with an average 0.6 point for the week ending October 13, 2016, up from last week when they averaged 3.42 percent. A year ago at this time, the 30-year FRM averaged 3.82 percent. 
     

  
"It is amazing how quickly the kids learn to drive a car, 
yet are unable to understand the lawnmower, snowblower or vacuum cleaner." 
-Ben Bergor
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