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MORTGAGE INTEREST RATE LOCK ADVISORY 10/25/16

By
Mortgage and Lending with LoanOfficerSchool.com NMLS 291249
MORTGAGE INTEREST RATE LOCK ADVISORY
October 25, 2016, 7:55 AM PT 
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IMPORTANT NOTICE:
Never trust wiring instructions sent via email.  Cyber criminals are hacking email accounts and sending 
emails with fake wiring instructions. These emails are convincing and sophisticated. Always independently 
confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Never 
wire money without double-checking that the wiring instructions are correct.
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I'm pleased to have been invited to be a LOS Instructor
And, to Have Joined A Great Team of Very Experienced Professionals
 
MARKET INDICATORS
  • Average 30-Yr FRM, up 0.05 points to 3.52% on 10-20-16
  • Rate Price Based on 3% MBS, Down -0.07 Point. 
  • DJI Stocks - Currently, $18,172.18, Down ($50.85) -0.28%
  • Asian & European Stock Market Indexes Up 0.112%
  • Crude Oil (WTI) - Currently, $50.19, Down ($0.33)
  • Gold 1 Ounce - Currently, $1,273.40, Up $7.90
  • Today's Lock Advice for the past week Mortgage Backed Securities (MBS) prices have been moving up and down in a narrow band, bumping against heavy resistance. The odds are slim that it can punch through the resistance and continue on with lower prices. Advise Locking
  • Consumer Confidence is the biggest event of the day and it was weaker than expected, a very slight positive for pricing. 
  • Monday Mortgage Backed Securities rate prices decreased 0.08 point and the MBS market experienced medium volatility. 
  • 30-year fixed-rate mortgage (FRM) averaged 3.52 percent with an average 0.5 point for the week ending October 20, 2016, up from last week when they averaged 3.47 percent. A year ago at this time, the 30-year FRM averaged 3.79 percent.
 
People who think they know everything are a great annoyance to those of us who do.
Isaac Asimov
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