From Santa's Helper ... to Successful Home Buyer - Borrower

Mortgage and Lending with NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 IL Lic 031.0006220/WI
     My Mother-in-law, Pauline was a super "Santa's Helper".  In fact, I think she just may have authored the Elves' training manual for Santa ...

     All holidays were never too far from her mind. Never too far off on the calendar for her to be thinking and planning for them.  

     Whether it was meals, gifts, preparing her home, or family and friends gathering, she was busy like a buzzing bee.  But Christmas?  That was special ... her favorite ... and she pulled out all the stops.

     As a farmer's wife and a child of the Depression, she had learned to prepare well ahead for all occasions.  Lean times or snowy weather preventing trips to town could be just around the corner.  
     Holiday planning was an art form for her.  It was truly a year-long event.  It was planned out, choreographed, and executed.  She acquired goodies and gifts throughout the year and safely stashed them away in her secret places within the farmhouse.  The result was always a great feast and a happy family.

     Now, as the saying goes, "the apple doesn't fall too far from the tree".  Definitely true, as my wife learned well from watching her mother.  

     Marilyn's style of running our household is very reminiscent of her Mom's.  She prepares our family's Christmas and holidays much like her mom did her family's when she was little.  One holiday is barely over before the next is being planned and prepared for. 

     When talking with my clients, I find that many prepare for the Holidays in a very similar manner.  Extra time ... special effort is given to Holiday planning and preparation.  

     They plan, organize, stockpile, craft, save money, budget, shop, remodel, update decor, (and more) with extra zeal, dedication, and a clear goal in mind.  They execute their plans proactively, wisely, with precision. 

So what does all this have to do with buying a home or mortgages?

     I suggest that all the attributes mentioned above are the very same ones that should be called upon while in the pursuit of buying (and selling) a home or seeking mortgage financing.  The very same intensity and focus should come into play.  

     The importance and value ... the absolute need ... for devoting ample time, planning, and preparation to the pursuit of mortgage financing during the home buying process, has been a topic featured in many of my prior posts.  

Three (3) of those posts are:

     Especially over the last decade, the media has given the modern mortgage (and mortgage process) plenty of attention and scrutiny.  

     Because of that scrutiny, most prospective buyers/borrowers are aware .. in varying measure ... that the process of buying and financing a home will be more demanding on them than it was for previous buyers.  
     All too often that knowledge proves intimidating. Hopeful homebuyers and borrowers alike psyche themselves out.  They panic and feel overwhelmed even before they start the processes.  (If they start it at all.)  I see this fairly often.

     They shouldn't feel that way.  So many of them possess the abilities and talents needed to tackle and successfully navigate today's home buying and mortgage financing.  

     They're unaware of a unique correlation and truth:  The abilities and talents called for when buying a home ... or navigating the mortgage process ... are really holiday and event planning talents in disguise.  They're just re-focused and put to work in a new and different direction. 

     If YOU can plan and prepare for holidays successfully, you can successfully manage your home buying and financing process too.
     Let's compare the two:  Both holiday planning and home buying/borrowing require that ample time be set aside for preparation.  (Buyers and Borrowers that do this, typically find the most success throughout the process ... with the most ease.)

    They both demand and require saving and budgeting skills.  Each calls for thoroughness, good listening skills to be implemented.  Even the gathering of required items or elements gets called into play with both.  
     Updating, refreshing, maintenance may be demanded or performed during both.  Throw in a need for energy, focus, patience, and good communication skills too.  
     See?  Basically, the same talents and skill sets needing to be called upon and utilized for each.  
     There's no reason to be afraid, get overwhelmed, or avoid the home buying or mortgage process.  The requirements are one and the same.   

     And I'm betting that during the upcoming Holiday Season, that many hopeful Chicagoland buyers and borrowers will be honing these very talents and skills.  They just need to continue to rely upon those skill sets when they enter navigate the home buying - mortgage process.  

     Success will be theirs.  They can seamlessly go from Santa's Helper to Successful Home Buyer - Borrower if they put those same talents to work.

     Contact me with your questions and to get started today ...

     * Hoping to Buy or Refinance a home in New Lenox or elsewhere in the Chicagoland area?  Contact me!  I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.
     I'm easily found at:
Gene Mundt
Mortgage Originator - nmls #216987 - IL Lic. 031.0006220 - WI Licensed

American Portfolio Mortgage Corp.
nmls #175656

Direct: 815.524.2280
Cell/Text: 708.921.6331
eFax: 815.524.2281


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Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656


Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 


Your Referrals & Testimonials are Always Greatly Appreciated! 




Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Roy Kelley 12/23/2016 06:22 PM
Home Buying
Illinois Will County New Lenox
Chicago Area Real Estate BUZZ!
1st Time Buyers
holiday planning
planning skills
homebuying advice
buying a chicagoland home
mortgage tips and advice
homebuying skills
christmas holiday season

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Anna Banana Kruchten CRB, CRS 602-380-4886
Phoenix Property Shoppe - Phoenix, AZ
Arizona's Top Banana!

 Gene BINGO!!  It is so similiar!  I had to smile as my Mom was much the same and planned out the holidays way in advance.  I'd like to say I'm that good but alas, not so. But....with that said it's important to plan out the process of home buying or selling.  Great post!



                                                 Featured in BananaTude Group!


Oct 25, 2016 12:03 PM #1
Patricia Kennedy
RLAH Real Estate - Washington, DC
Home in the Capital

Gene, this post is so great on so many levels!  I have everything ready for action, and on the weekend after Thanksgiving, the tree goes and the halls get decked.  I love the holidays, and I loved reading this post.

Oct 26, 2016 11:33 AM #2
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

Great post, Gene. I can really see where preparing for the holidays is like getting a mortgage and being prepared to do that. 

Oct 28, 2016 08:51 AM #3
Sharon Tara
Sharon Tara Transformations - Portsmouth, NH
New Hampshire Home Stager

Well done Gene! What a great story about your mother-in-law and I love how you used it to educate on the mortgage process. 

Should be featured!

Oct 29, 2016 07:39 AM #4
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Realtors - Luxury - Divorce

Advanced prep whatever the or business....the key to success !

Oct 30, 2016 03:19 AM #5
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

This is very good reading for prospective home buyers and mortgage borrowers.

Nov 03, 2016 04:05 AM #6
Ed Silva
RE/MAX Professionals, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

Very nice analogy and a lot of similarities to getting to the end result with success, but a lot less color and fan fare

Dec 23, 2016 07:12 PM #7
Debe Maxwell, CRS | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

WOW!  How did I miss this one?!  Thanks for Roy Kelley's reblog, I found it!

I absolutely love the analogy that you used - having clients who plan and live as your mother-in-law and wife are true gems in our profession!

Dec 23, 2016 08:17 PM #8
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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