Protect Your Asset: Get a Life Insurance

Real Estate Broker/Owner with MBA Broker Consultants CalBRE Broker #00983670

Life insurance is valuable because it will help to replace your income and your earning power, should you become permanently disabled or pass away unexpectedly.  It will allow your family to continue paying the mortgage and stay on track toward good financial stewardship.  In the event that you are no longer alive, or if you are not able to work due to a massive injury, the life insurance policy will pay a cash settlement to your heirs.

The most important thing you need to know is that there are 2 basic types of life insurance:  whole and term.  A great insurance agent can help you determine which plan is right for you and your family.  If your current insurance agent also sells life insurance, that is great.  Be sure to contact her or him.  If not, your financial advisor can help you select an agent that has a track record of success with families like yours.

Read more in our book, "Buy Your First Home",

Image courtesy of David Castillo Dominici at


Posted by

Regina P. Brown
Broker, Realtor®, M.B.A., e-Pro, GREEN
California DRE # 00983670


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Comments (2)

Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Regina. Always a good thing to have life insurance and a good disability policy! Enjoy your day!

Nov 09, 2016 08:50 PM
Regina P. Brown
MBA Broker Consultants - Carlsbad, CA
M.B.A., Broker, Instructor

Yes, that's right Wayne Martin.  Thank you for dropping by.

Nov 10, 2016 11:19 AM