FHA/HUD Purchase Down to a 600 Fico Score

Mortgage and Lending with E Mortgage Management NMLS ID # 214834

I am a licensed mortgage loan originator with over 16 years’ experience in the mortgage industry. I specialize in Home Purchases and Refinances in Florida. I have helped over 2000 homeowners realize their dreams of home ownership, with many repeat and referral clients.

Below are some highlights of FHA Financing- both Purchase and Refinancing- available through E Mortgage Management
*600 to 619 Mid Score on FHA with 31/43% debt to income ratios
*620+ Mid Score on FHA with 41/55% debt to income ratios
*Up to 6% Seller Paid Closing Costs on an FHA Purchase
*I Can Close Your Loan in 28 Days or Less
*Cash Out Refinance Up to 85% LTV on FHA
*Rate & Term Refinances up to 97.75% LTV on FHA
*FHA Streamline Refinance up to 97.75% LTV with No Appraisal Required with only 55 BPS of Mortgage Insurance if you purchased your FHA Mortgage prior to June 2009

Please click on my personal website for more information http://www.mortgagestampa.org or contact me @ 813-517-0799 for more information or to assist you in getting started on your home purchase.

Jason R Hands
E Mortgage Management 
13503 W Linebaugh Avenue, Suite 102
Tampa, FL 33626
813-517-0799 - Direct
813-385-1109 - Mobile
813-377-2905 - Fax

NMLS ID # 214834


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William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Well that should help fuel the next round of foreclosures.  We have learned not a thing!!!

Nov 16, 2016 06:29 AM #1
Jason Hands
E Mortgage Management - Tampa, FL
Purchase Specialist - www.jasonhands.emmloans.com

FHA/HUD, QM Mortgages, CFPB, TRID and all of the Dodd Frank Regulations have lowered FHA Defaults to their lowest level since the 90s so not sure how FHA mortgages are going to fuel foreclosures in the US.. 

Trust me no DE underwriter is going to approve a loan where the consumer does not have the ability to pay a mortgage note..

What we need to keep an eye on are the banks and Wallstreet which are starting to loosen up on some gudeines and not allow for any of the sub-prime loans to become mainstream again


Nov 17, 2016 10:59 AM #2
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Jason Hands

Purchase Specialist - www.jasonhands.emmloans.com
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