My family and I recently relocated to the Houston area; and the home we purchased was nothing like what we set out to purchase. It was neither my husband's nor my style, BUT...it had everything that the entire family wanted, including resort style outdoor living and a great pool.... with a 1970's slide!!
My sons were super excited to spend the end of Summer sliding down the side into the deep end of the pool, so once we moved in, they got it all cleaned up and somehow managed to attach the garden hose to the side in place of the hoses that were not properly working. They slid down that slide any way you could imagine, and at times I would have to tell them to "slow down or to be careful."
So we were surprised when our local agent informed us that our homeowners insurance rate is probably double what it should be, simply because of the 70's slide. He stated that it was a safety hazard and that most carriers rates increase substantially when a pool slide is involved, because of the
risk.
So needless to say, my husband and I had decided that we'd rather save money and get rid of the slide, than to risk one of the boys, or their friends, getting hurt.
So, down comes the slide. We'll miss it. But it was fun while it lasted! Of course now the boys are suggesting a diving rock...REALLY GUYS??? If it were up to them, they'd have both the slide and the diving rock. LOL!
Moral of the story, make sure you are aware of all hazardous or risky items in your new home; and find out if they will affect the cost of your homeowner's insurance. Do your due diligence and you could save yourself some money and possibly even a visit to the doctor's office.
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