Two things I want to mention before I go off on a rant here. One, I do not have health insurance for another two weeks and two, I am a 'liberal'- whatever that means.
The way our system works right now, we have one large group of people pooling their money together in the event one or more people get sick. Employers 'pay' for most of the premiums, but let's be real for a minute and admit those payments are passed down to their employees in the form of lowered salary. That's why people are offered 'salary and benefit' packages- they make the salary look better by saying 'look at all this neat stuff that comes with it!!!'.
In this country, unfortunately, there is a large group of people that do not pay into this insurance pool, and yet sometimes require serious help. I would guess that because of their lack of preventive care, the uninsured in this country probably spend MORE on average than the typical insured person. Just a hunch. Guess who pays when they can't? We all do. Out of tax dollars, or in the form of higher payments at the hospital. Hey, they have to recoup those costs somehow, right? So now, the insured actually pay twice- and a TON. Who thinks that's a good thing?????
The issue is, a lot of people are scared of a nation-wide, low-cost health care system, because they think that has something to do with the 'quality of care' and we'll all die waiting for antibiotics and heart surgery because the wait for a doctor will be too long. How? Why would someone think that we'll see a dramatic spike in health care usage? When the baby-boomers start aging, we'll see a dramatic spike. Are we even prepared for THAT then? Should we start recruiting kids to go to medical school at age 4? What do we do to NOT have exorbitant wait periods? Don't just come up with the problem, come up with a solution! Making sure hospitals are properly staffed would be a great start- and we have t o do that regardless. .
Another problem is that people think health care costs will RISE. Where they get this idea from, I don't know. There is nothing more expensive than an industry driven by PROFIT. If we had a system where we pooled money together for payment of services and NOT PROFIT, I'm not sure things would get more expensive. In fact, I'd say that after everything is totalled, we'd make out much better having state run, health care 'co-ops'. Same thing as 'insurance', just more efficiently run.
The bottom line is, early detection and prevention are pretty key. Why have 43 million plus people mucking up the system when we can all pay ONE time, for each service and be done with it! No sneaky taxes added on, no sneaky loss of income from our employer, no sneaky charges at the hospital. Just patient and doctor, with a fiduciary in between- and not someone bent on making money. the pooling of resources is identical- but in my view it would be a heck of a lot cheaper in the short AND long term. Better healthcare for ALL, means better prevention and lower costs for ALL.
Am I crazy to think health care has NOTHING to do with profit, and everything to do with our quality of life?
We can do this in Connecticut- we would be the perfect place to test it out. For those of you that say 'oh, the government is going to get involved. Whoever told you the government can help is crazy. The government can't get anything right!'. Well, promise me you will never run for office. It's that kind of attitude that really sinks us. Our government is supposed to be by the people, for the people. If you don't see the power that we have, fine, but at some point something has to be done. If you honestly think corporate America is better at making decisions than our government- HIRE NEW GOVERNMENT, because they obviously have their heads up their....
Just a thought.
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