5 Reasons to be Thankful you are a Homeowner this Thanksgiving

Real Estate Agent with Keller Williams CA.BRE# 01395219

I think it is safe to say most people who purchase a home are very excited about purchasing it.  But after you have lived in it a while, that excitement is still there but maybe not at the for front of our mind. So as we approach the holiday of gratitude, I put together a quick list of why it is great to be homeowner this Thanksgiving...


5 reason's to be thankful you are a homeowner by realtor kelly turbevilleSo let's take a moment and break it down why these aspects are a great reason to be filled with gratitude this holiday.


1. Make it your own:   If you ever moved out of an apartment and had to go back and put it to it's original look as the day you moved in then you understand this point perfectly.  When owning a home you have the opportunity to truly customize the home to your hearts desire. Whether that is landscaping, interior design or something else..  The only person you have to get permission from is yourself..  (well maybe an HOA if you live in an Association).  But generally speaking if want that wall bright pink you can do it!!


2.  Emotional Anchor:  When you own a home it becomes a form of stability that is a bit hard to explain until you actually own one.  But if you have ever been in the position of coming close or loosing your home, then you understand this statement completely.   Your home is the place you come to for safety, family, relaxation that is intertwined with the people you share it with.. it's home!


3. Cost of Living:  With rents skyrocketing, especially here in "The OC" once you purchase a huge part of your cost of living is static for many years depending on the loan program you took out to purchase. When the cost of utilities, food, etc go up your house payment is static for up to 30 years!!  To me the uncertainty of rising rents makes me pretty uncomfortable.


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4.  Equity: The magic of owing a home is Equity!  As you live there and improve it, the value of this investment naturally increases.  After the value has increased and you decide to sell, you get the difference and that difference could very well be tax free.  What other investment provides this?  Of course there are ups and downs, but overall the numbers show if you purchase with the long-term in mind you will grow equity.


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5. Tax Breaks:  Think about this, owning a home is so important for the economy the government is giving you a variety of opportunities to reduce your tax liability by owning.    I mentioned this above briefly and I am not an accountant, so I am going to only highlight the overall benefit, but when you own a home you have the ability to utilize several tax breaks on the cost of owning a home. Items such as Mortgage Interest, closing cost, points, repairs, etc.   You then have the ability to take the increased value, deduct some cost and if not too excessive you may get the differance tax free (rules apply here) . Or you can use that money and go and invest in other properties (again rules apply here).   Of course, I recommend speaking with a tax advisor on the benefits of what you can write off, but my point here is owning a home gives you many benefits to reduce your tax liabilities.


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So this holiday when your friends and family come over to enjoy your home or as you enter their's take a moment and take it in! Smile owning a home is a wonderful thing to be blessed wtih.

Personally, I love it and I am filled with gratitude to be able to help many on this road.


Besides the above, what are some other things about your house you are grateful for:

I love siting in the yard, with a good sunset.. Your turn!



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Kelly's positive spirit, sound business and marketing skills, and experience negotiating multimillion dollar contracts all combine to make her one of the premier real estate professional in the communities of Portola Hills, Foothill Ranch, Lake Forest, Trabuco Canyon and throughout the Saddleback Valley.


 She takes a big-picture approach to make sure all of your goals, both short and long-term, are part of a larger plan that's guiding you towards success. Call Kelly to schedule a free consultation on how she can help you achieve your objectives. Whatever your Real Estate Dream is, with Kelly Turbeville at your side, It's Possible!


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The above information is provied for informational purposes only and is deemed reliable but not guarenteed. Based on information from California Regional Multiple Listing Service, Inc. as of [date the AOR/MLS data was obtained] and /or other sources. All property data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information


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