How I am Paying it Forward All Year Round

Real Estate Agent with Solutions Real Estate CalBRE License #01490977

Paying it Forward All Year Round

The Heroes Home Advantage Program


Belinda Spillman has challenged us to talk about how we are paying it forward this holiday season. I’ve chosen to talk about how I am doing this all year long rather than just for this season – I’m not sure this qualifies for the contest, and that’s OK by me.


My brokerage participates in the Heroes Home Advantage Program, for those agents who wish to participate during the year. I elected to do so a couple of years ago. Here’s how it works.


Heroes Home Advantage Program


The Heroes Home Advantage Program allows me to give back 25% of my gross commission at closing to a buyer or seller who qualifies as a Hero, and there are many in our community that do. For buyers it gets a little more complicated since any credit to the buyer at closing, if financing is involved, is subject to approval by the lender. The other option is a reduction in interest, if this is something the lender will allow.


Heroes Home Advantage ProgramHeroes who qualify for the Heroes Home Advantage Program include fire fighters, first responders, medical and health care personnel, teachers, veterans and current military, and police.


On an average priced home in Carlsbad, this could mean a credit at closing for a single family home purchase of around $5500, and around $3500 for an attached home (condo, townhome, twinhome).


Buyer and seller credit amounts will vary by community where prices are lower, or perhaps higher, depending on the listing and purchase contracts. But it’s not insignificant, and any credit back as a reward for service to our country and our community is a very good thing. It does have to be for a community I personally service (e.g., Encinitas, Cardiff, Del Mar, Solana Beach, La Jolla, Rancho Santa Fe, Oceanside, Vista, San Marcos, Escondido).


I’m pleased to have been able to offer my Heroes Home Advantage Program to a number of buyers so far and look forward to doing so again, and again.


Interested buyers and sellers can visit my Facebook page, Carlsbad Homes for Heroes, for more information and videos, or give me a call to learn more about this program could benefit you.


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Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

I think this is a wonderful thing you do, Jeff. Keep doing it. It's nice when we show our local heroes how much we appreciate what they do for us.  

Nov 29, 2016 08:41 PM #1
Paul S. Henderson, REALTOR®,CRS,
RE/MAX Professionals. - Tacoma, WA
Tacoma Washington Agent/Broker & Market Authority!

My feelings are that kindness doesn't take a day off and holidays are no more special or important when it comes to giving of oneself Jeff Dowler 

Nov 29, 2016 08:51 PM #2
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

A few years ago, and I cleared it with the legal hotline at my state level, I paid attorney fees for clients (we are an attorney state) as a service.  I had a letter from the state commission approving it and no lender gave us a problem with it being on the HUD as a credit.

And besides the fact I think it's fabulous that you do this, I'm also appreciative on a person level being married to an officer and the mom of a paramedic

Nov 29, 2016 10:16 PM #3
Michael Jacobs
Coldwell Banker Residential Brokerage - Pasadena, CA
Los Angeles Pasadena Area Real Estate 818.516.4393

Hi Jeff -- this a very generous way to show your support.  I'm sure those who have been a part of this program are truly appreciative.

Nov 29, 2016 11:17 PM #4
Patricia Feager
Selling Homes Changing Lives

That's one of the best ways to show gratitude! Yours is an outstanding Pay-It-Forward because it comes straight from the heart!

Nov 30, 2016 12:48 AM #5
James Dray
Fathom Realty AR LLC - Bentonville, AR
Exceptional Agents, Outstanding Results

Good morning Jeff.  We have a similar program however, it is only 20% of our commission. 

Nov 30, 2016 02:52 AM #6
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo & Home Sale Specialists

A truly remarkable way to pay it forward...Applause, Applause to you!

Nov 30, 2016 05:02 AM #7
Brian England
Arizona Focus Realty - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I have heard of this program or at least a similar program and known people that have participated in it, seems like a great deal for the Vets.

Nov 30, 2016 05:54 AM #8
Nina Hollander
RE/MAX Executive | Charlotte, NC - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Good morning, Jeff... you are a hero for supporting our heroes with the Heroes Home Advantage Program. Now that's the way to cut one's commission!

Nov 30, 2016 06:33 AM #9
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of Manchester NH's Leading Agents

Jeff Dowler I absolutely LOVE the idea and how much it can help

Nov 30, 2016 06:41 AM #10
Rebecca Lewis
ODAT Realty Services, Inc - Grayson, GA

What a great idea. You are the hero to the many people you have helped over the years.

Nov 30, 2016 06:52 AM #11
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

Hi Debbie Laity  - thanks so much. It's something that really feels good when I can help a buyer or seller. I need to do more marketing, however

That's a wonderful sentiment Paul S. Henderson, REALTOR®, Broker, Tacoma Washington  - it should be true all year round.


Nov 30, 2016 09:28 AM #12
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

Thanks, Tammy Lankford,  It feels right!! That was a cool thing for you to do as well. And I knew about your Donald and the paramedic in your family, too!

It was always a nice surprise since they were not aware until I confirmed with the lender it would not be an issue Michael Jacobs 


Nov 30, 2016 09:32 AM #13
Belinda Spillman
Aspen Lane Real Estate Colorful Colorado - Aurora, CO
Colorado Living!

Wow that is a huge contribution.  What  a big heart you have and I bet this makes a huge difference in their lives.

Nov 30, 2016 09:41 AM #14
Dick Greenberg
New Paradigm Partners LLC - Fort Collins, CO
Northern Colorado Residential Real Estate

Hi Jeff - That's a great program. Those who give so much to protect us are certainly deserving of our help when they experience hard times, and it can make a huge difference.

Nov 30, 2016 11:37 AM #15
Francine Viola
Coldwell Banker Evergreen Olympic Realty, Olympia WA - Olympia, WA
Realtor, In Tune with your Real Estate Needs

That's a kind and generous program.  Kudos to you!

Nov 30, 2016 02:44 PM #16
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

Thank you Patricia Feager  - it scertainly brings smiles to my clients' faces, and mine when it happens.

But the important thing James Dray  is that you have something!

Thank you so much Lawrence "Larry" & Sheila Agranoff. Call 631-805-4400 (c) 


Nov 30, 2016 03:35 PM #17
Evelyn Johnston
Friends & Neighbors Real Estate - Elkhart, IN
The People You Know, Like and Trust!

This is a great program and I just spoke with a buyer at one of my open houses who is working with an agent that offers the rebate. She was thrilled with the program.

Nov 30, 2016 05:54 PM #18
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Jeff Dowler, CRS

The Southern California Relocation Dude - Carlsbad
What's my Carlsbad CA Area Home Worth??
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