We can help you determine if you are in a good position to buy a home. I like to start with the payment that you would be comfortable with, and work all the numbers back.
Qualifying for a Mortgage
Working with local lenders is a good start. I will have my buyers get qualified before showing them properties. Recently I had a new buyer that qualified for $50,000 more than what they had thought they would qualify for. I have also had clients that had to clear up some credit issues prior to getting a loan. Once they were given the step by step instructions they were on their way to good credit.
Is it a buyers market?
We can also let you know if it is a buyers market or a sellers market. If the inventory is high and there is a lot of choice then you are in a buyers market. If inventory is limited then the sellers have the upper hand.
What are the interest rates?
Of course the lower the interest rates the better your monthly payment. Interest rates have been at record lows for the past several years.
What are the Benefits of owning a home?
- Invest in your future
- Tax deduction
- Making it your own
- No more rent Increase's
So ask away......Would it be the right choice for you to own a home now?
Let us help you with the process......thats what we do!
This content created by Barbara VanderMeulen Lead Buyer Specialist