“Getting Prepared to Purchase a Home in 2017”
It was great meeting with you the other day and delighted that Keith referred me. I really appreciate all the energy and advice! I now know I will be ready to buy a home after I complete my 2016 tax returns.
I contacted the accounts about the derogatory remarks on my credit report and have not been able to get them removed. You said to contact you if this happened so any advice would be great!
So often I have self-employed potential home buyers that are disappointed. For these clients it is all about their tax returns and credit reports. Many times after reviewing a credit report, there are issues that the person is not aware of. Besides the obvious late payments, there are often accounts that are disputed and they have to be removed. That was the case with David so I’ll coach him on getting them removed. It normally takes three to four days.
The reason this client needs to wait for his 2016 returns to be completed is because the 2014 returns reflected a down year when it comes to income. He shared with me that the 2016 income is very strong, even better than 2015.
David is very wise to be totally prepared to qualify for the mortgage he will want. There is nothing like being prepared, just the way he runs his business.